Compare Bank & Credit Union Rates
Best savings rates in Oak Lawn, IL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Oak Lawn, IL
- Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 3 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 3 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.10%APY$310 a year on $10,000
Requirements
Product: Must be opened online with New Money (defined as funds not currently on deposit with Byline Bank). A minimum daily balance of $5,000 is required to avoid a $25 monthly service fee (waived on the first statement cycle). Available to Illinois and Wisconsin residents for new online customers.
Offer: Must be opened online with new funds only. $25 monthly service fee if daily balance falls below $5,000 (waived on first statement cycle). Compounded and paid monthly.
3.06% interest rate · $25 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Must be New Money not on deposit with Credit Union 1 within the last 12 months and transferred from a different financial institution. No CU1 to CU1 balance transfers permitted.
Offer: Must be New Money deposited into the account. No minimum deposit to open and no monthly maintenance fees. Minimum balance of $1 to earn dividends. Dividends paid on the last day of the month and compounded monthly.
1.98% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Variable rate. Offer subject to change without notice. Requires depositing new money (money not currently held at any WTFC/Wintrust Financial Corporation location) at account opening, and mentioning offer during in-branch opening or visiting URL provided. Available to existing or closed savings account customers of WTFC & its subsidiaries or employees. Combinable with any WTFC checking offer, but not with a Statement Savings deposit bonus offer. APY not available at all locations. $5 monthly maintenance fee avoided with a $200 daily balance.
Offer: Variable rate. Requires new money deposited at account opening and qualifying activities. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid $5 monthly maintenance fee.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Hoyne Savings BankMoney Market Deposit AccountMoney Market Deposit Account · $1,000 min · 0.50%–1.00% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Tiered variable-rate account. New deposit customers restricted to in person visits to one of our locations. Preauthorized or automatic transfers, third-party checks or withdrawals are limited to 6 per statement cycle. Minimum daily balance of $1,000.00 required to avoid a $10.00 monthly service charge.
Offer: Minimum daily balance of $1,000.00 to avoid $10.00 monthly service charge.
0.50% interest rate · $10 monthly fee · Effective Feb 10, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Over $0 0.50% $10,000 and upYour amount 0.55% $25,000 and up 0.77% $50,000 and up 0.94% $100,000 and up 1.00% Rate checked
More details - Providence Bank & TrustAchieve More Money MarketAchieve More Money Market · $2,500 min · 0.50%–2.25% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Available to individuals only. Offer valid beginning September 25, 2026 and may be eliminated at any time. Requires minimum $2,500.00 opening deposit. $10.00 monthly Account Service Fee waived if maintaining a minimum daily balance of $2,500 or a $5,000 average daily balance for the statement cycle.
Offer: Account Service Fee of $10.00 monthly waived if maintaining a minimum daily balance of $2,500 or a $5,000 average daily balance for the statement cycle.
$10 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Achieve More Money Market Balance APY Up to $75,000Your amount 0.50% $75,000 – $150,000 0.75% $150,000 and up 2.25% Rate checked
More details - HealthCare Associates Credit UnionPremier Money Market AccountPremier Money Market Account · $0 min · 0.00%–0.90% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Access funds with up to 3 checks per month (minimum $500 each). Compounded monthly, paid monthly. Must maintain a minimum average daily balance of $2,000 to earn interest.
Offer: Must maintain a minimum average daily balance of $2,000 to earn interest.
0.00% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $1,999 0.00% $2,000 – $9,999 0.15% $10,000 – $24,999Your amount 0.35% $25,000 – $49,999 0.55% $50,000 – $99,999 0.75% $100,000 and up 0.90% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Byline BankSignature Money MarketSignature Money Market · $5,000 min · 0.05%–2.30% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Tiered rate personal money market account requiring new-to-Byline funds. A minimum daily balance of $5,000 is required to avoid a $25 monthly service fee. Disclosed rate is paid on the entire balance for that tier. Daily balance method used, interest compounded and paid monthly.
Offer: Monthly fee waived if balance >= $5,000.
Promotional rate · 0.05% interest rate · $25 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Signature Money Market Balance APY $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.25% $25,000 – $100,000 0.50% $100,000 – $250,000 2.20% $250,000 and up 2.30% Rate checked
More details - Providence Bank & TrustAchieve More SavingsSavings · $200 min · 0.25%–2.00% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Account is available to individuals only. Electronic Statements (email or online) and automatic transfers from Providence Account(s). Six complimentary withdrawals per month; $5.00 service fee applies for each withdrawal exceeding six. Monthly service fee of $5.00 is waived if maintaining a minimum balance of $200.00 per month.
Offer: Monthly service fee of $5.00 waived if minimum balance of $200.00 per month is maintained.
$5 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Achieve More Savings Balance APY Up to $25,000Your amount 0.25% $25,000 – $150,000 0.60% $150,000 and up 2.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Variable rate account; interest calculated using the daily balance method. Preauthorized transfers or withdrawals limited to 6 per statement cycle. New deposit customers restricted to in-person visits to a location.
Offer: Minimum balance to obtain APY is $100.00; no interest earned when balance falls below $100.00. $5.00/month fee applies when balance falls below minimum.
0.20% interest rate · $5 monthly fee · Effective Feb 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oak Lawn, IL
38 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.00%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.05%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches