Bank · FDIC insured
North Side Federal Savings Rates
North Side Federal’s best savings rate is 0.23% APY on $10,000, with its Personal Money Market. Rates checked October 16, 2026.
How North Side Federal’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where North Side Federal has the most branches. $10,000, best rate first.
This bank’s best
North Side Federal
0.23%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $23
Personal Money Market
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
North Side Federal savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.23%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.23%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Side Federal ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market
0.23%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 0.23% | $23 |
| $25,000 – $75,000 | 0.25% | — |
| $75,000 – $100,000 | 0.30% | — |
| $100,000 and up | 0.30% | — |
Sources (1)
- northsidefederal.com/information-rates-disclosures.html · captured Sep 17, 2026
Super Passbook Savings
0.07%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.03% | — |
| $2,500 and up | 0.07% | $7 |
Sources (2)
All captured Oct 16, 2026
Passbook/Statement Savings
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.03% | $3 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
IRA Account
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.25% | $25 |
Sources (1)
- northsidefederal.com/information-rates-disclosures.html · captured Oct 16, 2026
Children's Account
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.03% | $3 |
Sources (2)
All captured Oct 16, 2026
Holiday Account
0.03%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.03% | $3 |
Sources (2)
All captured Oct 16, 2026
Minor Passbook
0.03%APY
A passbook or statement account established under the Illinois Uniform Transfers to Minors Act.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.03% | $3 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.