Compare Bank & Credit Union Rates
Best savings rates in Wheaton, IL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Wheaton, IL
- 3.60%APY$360 a year on $10,000intro rate
Requirements
Product: Promotion is for new customers to Grand Ridge National Bank who deposit new money (money not previously held by any Grand Ridge National Bank location). Variable rate; subject to change. Limited time offer.
Offer: Requires new money deposited by new customers. Minimum balance to open and earn stated APY is $5,000 (daily balances above $5,000). Variable rate; subject to change. Limited time offer. Service charge fee of $5 for each debit transaction in excess of three per statement cycle. $15 service charge if closed within 6 months.
Promotional rate
Rate checked
More details - Wheaton Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: Variable rate. Must open new account, mention offer or visit URL, and deposit new money. $5 monthly maintenance fee waived with a $200 daily balance. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees.
Offer: With qualifying activities: open new Statement Savings Advanced account, mention offer during in-branch account opening or visit URL provided, and deposit new money at account opening. Variable rate. $200 daily balance to avoid $5 monthly maintenance fee.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - DuPage Credit UnionHigh-Yield SavingsSavings · $0 min · 1.00%–2.53% by balance
Credit union · 1 branch
1.51%APY$151 a year on $10,000with conditionsRequirements
Product: Exclusively available to holders of a High-Yield Checking or Cash Back Checking account under the same membership account. To earn the higher tiered rates, minimum monthly qualification requirements for the related checking account must be met (such as enrolling in eStatements and spending $1,200 with a DuPage Credit Union Visa Credit Card per billing cycle); otherwise, dividends are paid at the stated Membership Savings rate. If the related checking account is closed, the High-Yield Savings account will also be closed. No minimum balance or monthly service fees.
Offer: Applies to entire balance when qualifying requirements are met. Dividends paid at stated Membership Savings rate if qualifications not met.
Qualified rate · 1.00% interest rate · No monthly fee
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $9,999 1.00% $10,000 – $49,999Your amount 1.51% $50,000 – $99,999 2.02% $100,000 and up 2.53% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Providence Bank & TrustAchieve More Money MarketAchieve More Money Market · $2,500 min · 0.50%–2.25% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: Available to individuals only. Offer valid beginning September 25, 2026 and may be eliminated at any time. Requires minimum $2,500.00 opening deposit. $10.00 monthly Account Service Fee waived if maintaining a minimum daily balance of $2,500 or a $5,000 average daily balance for the statement cycle.
Offer: Account Service Fee of $10.00 monthly waived if maintaining a minimum daily balance of $2,500 or a $5,000 average daily balance for the statement cycle.
$10 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Achieve More Money Market Balance APY Up to $75,000Your amount 0.50% $75,000 – $150,000 0.75% $150,000 and up 2.25% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Providence Bank & TrustAchieve More SavingsSavings · $200 min · 0.25%–2.00% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Account is available to individuals only. Electronic Statements (email or online) and automatic transfers from Providence Account(s). Six complimentary withdrawals per month; $5.00 service fee applies for each withdrawal exceeding six. Monthly service fee of $5.00 is waived if maintaining a minimum balance of $200.00 per month.
Offer: Monthly service fee of $5.00 waived if minimum balance of $200.00 per month is maintained.
$5 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Achieve More Savings Balance APY Up to $25,000Your amount 0.25% $25,000 – $150,000 0.60% $150,000 and up 2.00% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: May not be available in all states/locations and may be subject to approval.
Effective Oct 14, 2022
Rate by balance
Rate by balance for Bonus Savings Balance APY Up to $500 0.05% $500 – $9,999 0.07% $10,000 and upYour amount 0.10% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 2 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - DuPage Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.07%APY$7 a year on $10,000Requirements
Product: No monthly service fee and no minimum balance fee. Only $500 to start earning dividends. No dividends paid on days when balance falls below $500. Must have DuPage Credit Union membership established and be in good standing.
Offer: No dividends paid on days when balance falls below $500.
0.00% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $499 0.00% $500 – $9,999Dividends are compounded daily and paid monthly. 0.05% $10,000 – $24,999Your amountDividends are compounded daily and paid monthly. 0.07% $25,000 – $49,999Dividends are compounded daily and paid monthly. 0.10% $50,000 and upDividends are compounded daily and paid monthly. 0.15% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 2 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance to open the account and to earn dividends is $0.
Offer: Minimum balance to open and earn dividends is $0.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must establish and maintain DuPage Credit Union membership in good standing. Dividends compounded and paid monthly. No monthly service fee; $1 minimum balance fee per month if balance falls below $5.
Offer: Minimum balance to open is $5.00. Account does not earn dividends until balance reaches $100. $1 monthly fee if balance falls below $5.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be a member with an existing and current Membership Savings account. No monthly service fees or minimum balance requirements.
Offer: Minimum balance to open the account and to earn dividends is $0.
0.05% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wheaton, IL
24 accounts at 9 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 1.30%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.05%
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