Compare Bank & Credit Union Rates
Best savings rates in Arlington Heights, IL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Arlington Heights, IL
- 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Only one Smart Saver account per membership. Monthly deposits must total between $50.00 and $1,000.00; any deposits exceeding $1,000 per month will be transferred to Membership Share Savings. Maximum 6 transfers and withdrawals per month.
Offer: Smart Rate: Requires deposits totaling at least $50/month (max $1,000/month), ACH direct deposit or mobile check deposit of $500+ into non-IRA checking, e-statements enrollment, and no member withdrawals during the month.
Qualified rate · 2.96% interest rate
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Available in select markets/states to applicants with qualifying residential address. Monthly service fee is waived for accounts with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Everyday Benefits tier. Rates apply to ZIP 57108 (OUT pricing region). $4.50 monthly fee waived with $500+ average monthly balance or linked Citi checking account.
2.96% interest rate · $4.50 monthly fee
Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Must open new Statement Savings Advanced account, mention offer during in-branch opening or visit URL provided, and deposit new money at opening. Available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees. $200 daily balance to avoid a $5 monthly maintenance fee.
Offer: With qualifying activities: open new account, mention offer, deposit new money at account opening. $200 daily balance to avoid $5 monthly fee. Variable rate. Minimum daily balance of $0.01 to obtain APY.
$5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: Linked to a free Kasasa Cash or Kasasa Cash Back account; limit 1 account per social security number; automatic transfer of rewards from checking.
Offer: Requires meeting Kasasa Cash or Kasasa Cash Back monthly qualifications: at least 12 debit card purchases post and settle, enrolled and receive eStatement notice, enrolled and log into online banking.
Qualified rate · 1.48% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: All Savings (share) account dividends are based on the Credit Union's earnings at the end of the dividend period and cannot be declared in advance. All dividends are calculated using the average daily balance method.
Offer: Quarterly compounding frequency. Stated as APR on deposit table.
1.25% interest rate · Effective Sep 30, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 2 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Consumers Credit UnionMoney MarketMoney Market · $0 min · 0.55%–1.16% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Share account. Requires maintaining membership share ($5.00 par value). Account transfer and withdrawal limitations apply (maximum 6 transfers/withdrawals per month). Tiered rate account where the rate for a balance tier applies to the full balance once met.
Offer: Rate applies to the full balance of the account once tier range is met.
0.55% interest rate · Effective Mar 18, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.55% $25,000 – $100,000 0.65% $100,000 – $250,000 0.75% $250,000 and up 1.16% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Smart Saver account per membership. Monthly deposits must total between $50.00 and $1,000.00; any deposits exceeding $1,000 per month will be transferred to Membership Share Savings. Maximum 6 transfers and withdrawals per month.
Offer: Earned without a checking relationship or if a withdrawal occurs during the month / minimum monthly qualifications are not met.
Qualified rate
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Smart Saver account per membership. Monthly deposits must total between $50.00 and $1,000.00; any deposits exceeding $1,000 per month will be transferred to Membership Share Savings. Maximum 6 transfers and withdrawals per month.
Offer: Basic Rate: Applied if monthly qualifications are not met or if a member-based withdrawal occurs during the month.
Qualified rate · 0.25% interest rate
Rate checked
More details - 0.12%APY$12 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold Private Client relationship tier (requires $800,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold Private Client tier.
Qualified rate · 0.12% interest rate · $4.50 monthly fee
Rate checked
More details - Parkway Bank & Trust CompanyPersonal Preferred Money MarketPersonal Preferred Money Market · $2,500 min · 0.10%–0.44% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Avoid $15 monthly service fee by maintaining a $2,500 minimum average daily balance. $2,500 minimum deposit to open. Direct check writing with up to 6 pre-authorized/telephone/online transfers or checks per month ($15 fee per excess transaction).
Offer: PPMM Tier 1. Avoid $15 monthly service fee with $2,500 minimum average daily balance.
0.10% interest rate · $15 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Preferred Money Market Balance APY $2,500 – $15,000Your amount 0.10% $15,000 – $50,000PPMM Tier 2. 0.18% $50,000 – $100,000PPMM Tier 3. 0.20% $100,000 – $300,000PPMM Tier 4. 0.31% $300,000 – $1,000,000PPMM Tier 5. 0.32% $1,000,000 – $2,000,000PPMM Tier 6. 0.34% $2,000,000 and upPPMM Tier 7. 0.44% Rate checked
More details - 0.09%APY$9 a year on $10,000with conditions
Requirements
Product: Available in select markets/regions. Monthly service fee is waived with a linked Citi checking account, an average monthly balance of $500 or more, or enrollment in Citi Priority, Citigold, or Citigold Private Client relationship tiers. Accounts with a zero balance for 90 calendar days are subject to closure.
Offer: Citigold relationship tier (requires $180,000 CAMB in Eligible Deposit and Investment accounts). Rates apply to ZIP 57108 (OUT pricing region). Monthly fee waived for Citigold tier.
Qualified rate · 0.09% interest rate · $4.50 monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 2 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 2 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Arlington Heights, IL
32 accounts at 10 banks and credit unions · checked Oct 6–22
- Typical
- 0.06%
- Top 10% from
- 1.48%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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