Credit union · NCUA insured
Springfield City Employees Credit Union
A $12.8M credit union headquartered in Springfield, IL, with 1,142 members and 1 branch in Illinois. Best rates: CDs 3.50% and savings 0.25% APY.
Springfield City Employees Credit Union Carrot Score
63
Carrot Score
Higher than 10% of U.S. banks and credit unions
#20 of 22 in Springfield, IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Springfield City Employees Credit Union
Springfield City Employees Credit Union is a member-owned credit union based in Springfield, Illinois, serving members since 1958.
- Headquarters
- 300 S 7th St Ste B4, Springfield, IL 62701-1929
- NCUA charter
- 65424
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of the City of Springfield, including utility, water, light, power, and Springfield Housing Authority, are eligible for membership.
Family and household
- Immediate family members (spouse, parents, children, brothers and sisters, grandparents, and grandchildren) of eligible City of Springfield employees are eligible for membership.
Branches
1 branch in Illinois
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Illinois
1 branch
- MainMain office300 S 7th St Ste B4, Springfield, IL 62701Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.15% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.33% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.80% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $75 | $59 | — |
- CapitalNet worth ratio17.15%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.33%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.80%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$75Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Springfield City Employees Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.