Bank · FDIC insured
First National Bank in Okawville, IL Savings Rates
First National Bank in Okawville, IL’s best savings rate is 0.30% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How First National Bank in Okawville, IL’s savings rates compare
Compared with banks and credit unions in Illinois, where First National Bank in Okawville, IL has the most branches. $10,000, best rate first.
This bank’s best
First National Bank in Okawville, IL
0.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $30
Money Market Account
Top rate
State Farm Federal Credit Union
4.08%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $408
2nd-highest rate
Dieterich Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
First National Bank in Okawville, IL savings score
73
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank in Okawville, IL ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.30%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upAverage daily balance to obtain APY is $2500.00.$2,500 and up | 0.30% | $30 | Average daily balance to obtain APY is $2500.00. |
Passbook Savings
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- fnbokaw.com/rates · captured Sep 17, 2026
Special-purpose accounts
IRA Savings Deposit Acct.
2.68%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.68% | $268 |
Sources (1)
- fnbokaw.com/rates · captured Sep 17, 2026
2026 Christmas Club
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (1)
- fnbokaw.com/rates · captured Sep 17, 2026
2026 Vacation Club
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (1)
- fnbokaw.com/rates · captured Sep 17, 2026
Health Savings Accounts
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.10% | — |
| $1,000 – $2,500 | 0.10% | — |
| $2,500 – $5,000 | 0.15% | — |
| $5,000 and up | 0.20% | $20 |
Sources (1)
- fnbokaw.com/rates · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.