Bank · FDIC insured
First Security Bank Savings Rates
First Security Bank’s best savings rate is 0.75% APY on $10,000, with its Money Market Accounts. Rates checked October 16, 2026.
How First Security Bank’s savings rates compare
Compared with banks and credit unions near Peoria, IL, where First Security Bank has the most branches. $10,000, best rate first.
This bank’s best
First Security Bank
0.75%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $75
Money Market Accounts
Top rate
INB
3.45%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $345
2nd-highest rate
CEFCU
2.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $240
First Security Bank savings score
82
Savings score
Higher than 59% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Security Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.75%APY
Minimum average daily balance of $1,500 to avoid a $10 service fee. Minimum average daily balance to earn interest $2,500. Transactions limited to 6 per statement period.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMM Tier 4. Minimum average daily balance of $1,500 to avoid a $10 service fee. | 0.75% | $75 | MM Tier 4. Minimum average daily balance of $1,500 to avoid a $10 service fee. |
| $25,000 and upMM Tier 3. Minimum average daily balance of $1,500 to avoid a $10 service fee. | 0.80% | — | MM Tier 3. Minimum average daily balance of $1,500 to avoid a $10 service fee. |
| $50,000 and upMM Tier 2. Minimum average daily balance of $1,500 to avoid a $10 service fee. | 0.85% | — | MM Tier 2. Minimum average daily balance of $1,500 to avoid a $10 service fee. |
| $100,000 and upMM Tier 1. Minimum average daily balance of $1,500 to avoid a $10 service fee. | 1.25% | — | MM Tier 1. Minimum average daily balance of $1,500 to avoid a $10 service fee. |
Regular Savings
0.25%APY
Minimum balance of $50 to avoid a quarterly fee of $5 (or $5 monthly service fee). Interest compounded daily and credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upQuarterly fee of $5 if average balance falls below $50.$50 and up | 0.25% | $25 | Quarterly fee of $5 if average balance falls below $50. |
Special-purpose accounts
Health Savings Accounts (HSA)
3.50%APY
Interest compounded daily and credited monthly. Check writing and debit card availability.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 3.50% | $350 |
Christmas Club Accounts
0.25%APY
Checks for balance with interest mailed in October. Coupon books available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance to earn interest is $1.00 per account disclosures.Any balance | 0.25% | $25 | Minimum balance to earn interest is $1.00 per account disclosures. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.