Bank · FDIC insured
American Bank & Trust
A $480.9M bank headquartered in Davenport, IA, with 5 branches in 2 states. Best rates: CDs 4.35% APY.
American Bank & Trust Carrot Score
71
Carrot Score
Higher than 28% of U.S. banks and credit unions
#14 of 28 in Davenport, IA-IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About American Bank & Trust
- Headquarters
- 4301 E 53rd St, Davenport, IA 52807
- FDIC certificate
- 34955 ↗
Branches
5 branches in 2 states
Loading map…
Illinois
4 branches
Davenport area · 3
- Moline Branch2340 41st St, Moline, IL 61265Directions
- Downtown Ri Branch1600 5th Ave, Rock Island, IL 61201Directions
- Rock Island Branch3730 18th Ave, Rock Island, IL 61201Directions
Chicago area · 1
- Kaneland/Elburn Branch8 S Main St, Elburn, IL 60119Directions
Iowa
1 branch
- American Bank and Trust Company, National AssociationMain office4301 E 53rd St, Davenport, IA 52807Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.06% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.86% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.78% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $85 | $81 | — |
- CapitalLeverage ratio10.06%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.86%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.78%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$85Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of American Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.