Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 316–330 results in Illinois
- 0.35%APY$35 a year on $10,000
Requirements
Product: Open with $5 deposit (membership share). No monthly maintenance fees.
Offer: Dividends are paid on Share Savings accounts with balances of $100 or more.
0.35% interest rate · No monthly fee · Effective Feb 1, 2023
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Variable interest rate compounded and credited monthly using the daily balance method. Minimum daily balance of $0.01 or greater required to earn interest. No minimum balance to maintain to avoid monthly fee.
Offer: Requires maintaining a minimum daily balance of $0.01 or greater to earn APY.
0.35% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - Alliance Community BankAlliance Money MarketAlliance Money Market · $2,500 min · 0.25%–2.48% by balance
Bank · 6 branches
0.35%APY$35 a year on $10,000Requirements
Product: The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account. No minimum balance required to obtain Annual Percentage Yield.
0.25% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Alliance Money Market Balance APY Up to $10,000 0.25% $10,000 – $50,000Your amount 0.35% $50,000 – $100,000 0.50% $100,000 – $500,000 0.80% $500,000 – $1,500,000 2.22% $1,500,000 and up 2.48% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Variable interest rate paid quarterly. No interest paid if minimum balance is not maintained. No account maintenance fee when you maintain a minimum balance of $500 (excludes first cycle).
Offer: $500 minimum balance to obtain APY and avoid maintenance fee (excludes first cycle). Variable interest rate paid quarterly.
Effective Aug 13, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Must be 18 years of age. Fee waived if calendar month's average daily ledger balance is $500.00 or more. First 2 teller assisted withdrawals per calendar month free, subsequent $1.00 each. $10.00 fee if closed within 6 months.
Offer: Daily minimum ledger balance required to earn APY. Interest accrued daily, compounded quarterly.
0.35% interest rate · Compounded quarterly · $2.50 monthly fee · Effective Dec 11, 2025
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Offer: $25.00 minimum to earn interest.
0.35% interest rate · Effective Jan 24, 2023
Rate checked
More details - Flanagan State BankMoney Market Investment AccountMoney Market Investment Account · $2,500 min · 0.22%–0.65% by balance
Bank · 7 branches
0.35%APY$35 a year on $10,000Requirements
Product: No monthly service fee with a $1,000 minimum balance. Six transactions per month allowed; additional withdrawals may incur fees or result in account conversion to checking.
Offer: Minimum Balance to Obtain APY is Less than $10,000.00. Interest frequency monthly. Variable rate.
0.22% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Investment Account Balance APY Up to $10,000 0.22% $10,000 – $25,000Your amount 0.35% $25,000 – $50,000 0.50% $50,000 and up 0.65% Rate checked
More details - Partnership Financial Credit UnionStandard Savings AccountsSavings · $5 min
Credit union · 7 branches
0.35%APY$35 a year on $10,000Requirements
Product: Minimum balance $5.00 required for membership.
Offer: Dividend rates are declared and paid at the end of the quarter. $5.00 minimum balance is required.
0.35% interest rate
Rate checked
More details - 0.35%APY$35 a year on $10,000
0.35% interest rate · No monthly fee · Effective Apr 1, 2026
Rate checked
More details - Service Plus Credit UnionMoney MarketMoney Market · $1,999 min · 0.31%–0.41% by balance
Credit union · 1 branch
0.31%APY$31 a year on $10,000Requirements
Product: Minimum of $1,999.00 to open and earn base rate.
Offer: Tier 1: Balances up to $1,999.99.
0.30% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,999 – $2,000Your amount 0.31% $20,000 and up 0.41% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: All share accounts are variable rate accounts. Member must maintain $5 par value.
0.30% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000intro rate
Requirements
Product: Variable rate account. Your interest rate and annual percentage yield may change after the account is opened.
Promotional rate · Effective Oct 15, 2026
Rate checked
More details - Old Exchange National BankMoney Market Deposit AccountMoney Market Deposit Account · $2,500 min
Bank · 1 branch
0.30%APY$30 a year on $10,000intro rateRequirements
Product: Interest-bearing; interest paid monthly. ATM and debit card access. Limits on the number of transactions allowed per month. Imaged or e-statements monthly.
Offer: Open with $2,500. Maintain a daily minimum balance of $2,500 to avoid the $10 monthly service charge. APY and interest rate effective October 14, 2026 to October 19, 2026.
Promotional rate · 0.30% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
0.20% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $1,000 0.20% $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.30% $50,000 – $250,000 0.40% $250,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: $8 monthly maintenance fee waived with $2,500 minimum daily balance. Rates vary by daily balance tier.
Offer: Daily balances up to $999.99 earn 0.20% APY.
0.20% interest rate · $8 monthly fee
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $1,000 0.20% $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.30% $50,000 – $250,000 0.40% $250,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Illinois
784 accounts at 327 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.98%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch