Bank · FDIC insured
Old Exchange National Bank
A $91.3M bank headquartered in Okawville, IL, with 1 branch in Illinois. Best rates: CDs 3.79% and savings 0.30% APY.
Old Exchange National Bank Carrot Score
70
Carrot Score
Higher than 27% of U.S. banks and credit unions
#172 of 281 in IllinoisHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Old Exchange National Bank
Headquartered in Okawville, Illinois, The Old Exchange National Bank was established in 1910 after operating since 1893 as a private bank out of a hardware mercantile business.
The locally owned and operated independent community bank serves Okawville and the surrounding area, with experienced loan officers offering agricultural lending.
- Headquarters
- 110 E Walnut St, Okawville, IL 62271
- FDIC certificate
- 3827 ↗
Branches
1 branch in Illinois
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Illinois
1 branch
- The Old Exchange National Bank of OkawvilleMain office110 E Walnut St, Okawville, IL 62271Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.13% | 12.77% | 16.04% or more |
| Troubled loansNoncurrent | 0.19% | 0.46% | 0.00% or less |
| ProfitabilityReturn on assets | 1.12% | 0.99% | 1.52% or more |
| LendingLoans per $100 deposited | $49 | $67 | — |
- CapitalLeverage ratio11.13%Peers’ middle 12.77% · Top 25% 16.04%+
- Troubled loansNoncurrent0.19%Peers’ middle 0.46% · Top 25% ≤0.00%
- ProfitabilityReturn on assets1.12%Peers’ middle 0.99% · Top 25% 1.52%+
- LendingLoans per $100 deposited$49Peers’ middle $67
Compared with the 546 banks with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Old Exchange National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.