Credit union · NCUA insured
Partnership Financial Credit Union Savings Rates
Partnership Financial Credit Union’s best savings rate is 0.35% APY on $10,000, with its Standard Savings Accounts. Rates checked October 16, 2026.
How Partnership Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Partnership Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Partnership Financial Credit Union
1.61%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $161
Partner Plus High Yield Savings Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Partnership Financial Credit Union savings score
82
Savings score
Higher than 58% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.35%
- QualifiedQualified1.61%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Partnership Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Partner Plus High Yield Savings Account
1.61%APY
Requires Active Checking Account and Active Bill Pay. All three services must be maintained throughout the life of the account. If the account balance falls below an average daily balance of $5,000, no dividends will be paid.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $250,000All dividends are paid monthly on the average daily balance per month. Active Checking Account and Active Bill Pay required. If account balance falls below average daily balance of $5,000, no dividends will be paid.$5,000 – $250,000 | 1.61% | $161 | All dividends are paid monthly on the average daily balance per month. Active Checking Account and Active Bill Pay required. If account balance falls below average daily balance of $5,000, no dividends will be paid. |
Sources (1)
- mypfcu.org/accounts/rates-2 · captured Sep 17, 2026
Standard Savings Accounts
0.35%APY
Minimum balance $5.00 required for membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividend rates are declared and paid at the end of the quarter. $5.00 minimum balance is required.$5 and up | 0.35% | $35 | Dividend rates are declared and paid at the end of the quarter. $5.00 minimum balance is required. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Savings – Kids Club
1.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividend rates are declared and paid at the end of the quarter. $5.00 minimum balance is required.$5 and up | 1.25% | $125 | Dividend rates are declared and paid at the end of the quarter. $5.00 minimum balance is required. |
Sources (1)
- mypfcu.org/accounts/rates-2 · captured Sep 17, 2026
Savings – Holiday Club
0.10%APY
$5.00 minimum balance is required. Maximum balance is $7,500 for the promotional rate tier.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $7,500For First $7,500. Dividend rates are declared and paid monthly. | 1.01% | — | For First $7,500. Dividend rates are declared and paid monthly. |
| $7,501 and upFor $7,501 and above. Dividend rates are declared and paid monthly. | 0.10% | $10 | For $7,501 and above. Dividend rates are declared and paid monthly. |
Sources (1)
- mypfcu.org/accounts/rates-2 · captured Sep 17, 2026
IRA Savings Account
0.35%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividend rates are declared and paid at the end of the quarter. $5.00 minimum balance is required.$5 and up | 0.35% | $35 | Dividend rates are declared and paid at the end of the quarter. $5.00 minimum balance is required. |
Savings – Vacation & Summer Club
0.35%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividend rates are declared and paid at the end of the quarter.Any balance | 0.35% | $35 | Dividend rates are declared and paid at the end of the quarter. |
Sources (1)
- mypfcu.org/accounts/rates-2 · captured Sep 17, 2026
Who can join Partnership Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work within the defined geographic area bounded by the Illinois/Wisconsin border on the north, North Avenue (Route 64) on the south, Lake Michigan on the east, Route 47 on the west, and the townships of Lyons, Proviso, York, and Leyden are eligible for membership.
Employers and groups
- Individuals employed by one of PFCU's Select Employee Groups are eligible for membership.
Family and household
- Immediate family members of existing members are eligible for membership regardless of where they live or work.
Membership information collected October 5, 2026.