Credit union · NCUA insured
Williamson County Catholic CU
A $2.9M credit union headquartered in Herrin, IL, with 624 members and 1 branch in Illinois. Best rates: CDs 3.84% and savings 0.35% APY.
Williamson County Catholic CU Carrot Score
69
Carrot Score
Higher than 24% of U.S. banks and credit unions
#3 of 9 in Marion, IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Williamson County Catholic CU
Originally chartered in 1952 as St. Joseph's Credit Union of Marion, Williamson County Catholic Credit Union adopted its current name in 1976 and operates in Herrin, Illinois.
The institution is a member-owned financial cooperative serving Catholic communities across Williamson County.
- Headquarters
- 210 W Monroe St, Herrin, IL 62948
- NCUA charter
- 63459
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Any member of a Catholic Church in Williamson County can join the credit union.
Family and household
- Family of any member of a Catholic Church in Williamson County can join the credit union.
Cost to join
- To start membership, an applicant must open a Share Account with a deposit of $5.00.
Branches
1 branch in Illinois
Loading map…
Illinois
1 branch
- WcccuMain office210 W Monroe St, Herrin, IL 62948Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.76% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.58% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $78 | $59 | — |
- CapitalNet worth ratio8.76%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.58%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$78Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Williamson County Catholic CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.