Bank · FDIC insured
Alliance Community Bank Savings Rates
Alliance Community Bank’s best savings rate is 0.35% APY on $10,000, with its Alliance Money Market. Rates checked October 16, 2026.
How Alliance Community Bank’s savings rates compare
Compared with banks and credit unions near Springfield, IL, where Alliance Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Alliance Community Bank
0.35%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $35
Alliance Money Market
Top rate
INB
3.45%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $345
2nd-highest rate
CEFCU
2.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $240
Alliance Community Bank savings score
75
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.80%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alliance Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Alliance Money Market
0.35%APY
The interest rate and annual percentage yield may change after account opening. Fees could reduce earnings on the account. No minimum balance required to obtain Annual Percentage Yield.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.25% | — |
| $10,000 – $50,000 | 0.35% | $35 |
| $50,000 – $100,000 | 0.50% | — |
| $100,000 – $500,000 | 0.80% | — |
| $500,000 – $1,500,000 | 2.22% | — |
| $1,500,000 and up | 2.48% | — |
Sources (1)
- bankacb.com/accounts/personal/rates · captured Oct 6, 2026
Alliance Basic Savings
0.25%APY
The $5 monthly service charge is waived with an average monthly balance of $100 or more, by enrolling in e-statements, with monthly direct deposit of your payroll, or for primary account owners under age 22 & 62 and older.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to obtain Annual Percentage Yield.Any balance | 0.25% | $25 | No minimum balance required to obtain Annual Percentage Yield. |
Sources (2)
All captured Oct 16, 2026
Super NOW
0.15%APY
Requires $100 minimum deposit to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum $100 to open.Any balance | 0.15% | $15 | Minimum $100 to open. |
Sources (1)
- bankacb.com/accounts/personal/rates · captured Oct 16, 2026
Special-purpose accounts
Health Savings Account
0.70%APY
Designed for individuals with high-deductible health plans. IRS regulations apply for contribution limits and withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFees or penalties may reduce earnings on the account.Any balance | 0.70% | $70 | Fees or penalties may reduce earnings on the account. |
Sources (2)
All captured Oct 16, 2026
Individual Retirement Accounts
0.70%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFees or penalties may reduce earnings on the account.Any balance | 0.70% | $70 | Fees or penalties may reduce earnings on the account. |
Sources (2)
All captured Oct 16, 2026
Alliance Community Savings
0.45%APY
For qualified non-profit and public funds entities only.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceQualified non-profit and public funds entities only.Any balance | 0.45% | $45 | Qualified non-profit and public funds entities only. |
Sources (1)
- bankacb.com/accounts/personal/rates · captured Oct 16, 2026
Christmas Club Savings
0.25%APY
The balance gets paid out at the end of October. No withdrawals allowed unless closing the account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum deposit to open.Any balance | 0.25% | $25 | No minimum deposit to open. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.