Bank · FDIC insured
Old Exchange National Bank Savings Rates
Old Exchange National Bank’s best savings rate is 0.30% APY on $10,000, with its Money Market Deposit Account. Rates checked October 16, 2026.
How Old Exchange National Bank’s savings rates compare
Compared with banks and credit unions in Illinois, where Old Exchange National Bank has the most branches. $10,000, best rate first.
This bank’s best
Old Exchange National Bank
0.30%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $30
Money Market Deposit Account
Top rate
State Farm Federal Credit Union
4.08%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $408
2nd-highest rate
Dieterich Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
Old Exchange National Bank savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Old Exchange National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Deposit Account
0.30%APY
Interest-bearing; interest paid monthly. ATM and debit card access. Limits on the number of transactions allowed per month. Imaged or e-statements monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceOpen with $2,500. Maintain a daily minimum balance of $2,500 to avoid the $10 monthly service charge. APY and interest rate effective October 14, 2026 to October 19, 2026.Any balance | 0.30% | $30 | Open with $2,500. Maintain a daily minimum balance of $2,500 to avoid the $10 monthly service charge. APY and interest rate effective October 14, 2026 to October 19, 2026. |
Sources (2)
All captured Oct 16, 2026
Passbook Savings Account
0.25%APY
ATM access to savings requires a checking account tied to a debit card. Interest compounded each quarter. Ten free withdrawals per quarter ($5.00 per withdrawal thereafter).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum required if under age 17. No monthly service fee. Ten free withdrawals per quarter ($5.00 per withdrawal thereafter). Rates effective October 14, 2026 to October 19, 2026.Any balance | 0.25% | $25 | No minimum required if under age 17. No monthly service fee. Ten free withdrawals per quarter ($5.00 per withdrawal thereafter). Rates effective October 14, 2026 to October 19, 2026. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.