Bank · FDIC insured
PeopleFirst Bank Savings Rates
PeopleFirst Bank’s best savings rate is 2.50% APY on $10,000, with its Max Rate Savings. Rates checked October 16, 2026.
How PeopleFirst Bank’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where PeopleFirst Bank has the most branches. $10,000, best rate first.
This bank’s best
PeopleFirst Bank
2.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $250
Max Rate Savings
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
PeopleFirst Bank savings score
93
Savings score
Higher than 95% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0002.50%
- $100,000 balance$100,0003.50%
- QualifiedQualified2.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PeopleFirst Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Max Rate Savings
2.50%APY
Variable tiered interest rates based on account balance; APY is paid on entire balance in accounts. No account maintenance fee when maintaining a daily balance of $10,000 or average daily balance of $25,000 at any time during the statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000APY is paid on entire balance in accounts. Maintenance fee waived with $10,000 daily balance or $25,000 average daily balance. | 2.50% | $250 | APY is paid on entire balance in accounts. Maintenance fee waived with $10,000 daily balance or $25,000 average daily balance. |
| $100,000 and upAPY is paid on entire balance in accounts. Maintenance fee waived with $10,000 daily balance or $25,000 average daily balance. | 3.50% | — | APY is paid on entire balance in accounts. Maintenance fee waived with $10,000 daily balance or $25,000 average daily balance. |
Target Savings
Up to 0.70%APY
Target Saver links to a high interest checking account. No monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Applies to balances less than $50,000 when product requirements are met. | 0.70% | $70 | Applies to balances less than $50,000 when product requirements are met. |
| Any balanceBase APY if product requirements are not met. | 0.10% | $10 | Base APY if product requirements are not met. |
Statement Savings
0.35%APY
Variable interest rate paid quarterly. No interest paid if minimum balance is not maintained. No account maintenance fee when you maintain a minimum balance of $500 (excludes first cycle).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and up$500 minimum balance to obtain APY and avoid maintenance fee (excludes first cycle). Variable interest rate paid quarterly.$500 and up | 0.35% | $35 | $500 minimum balance to obtain APY and avoid maintenance fee (excludes first cycle). Variable interest rate paid quarterly. |
Special-purpose accounts
Minor Savings
0.35%APY
Variable interest rate paid quarterly. No interest paid if minimum balance of $100 is not maintained. Maintenance fee waived when maintaining minimum balance of $100 (excludes first cycle).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance of $100 to obtain APY and avoid maintenance fee (excludes first cycle). Variable interest rate paid quarterly.$100 and up | 0.35% | $35 | Minimum balance of $100 to obtain APY and avoid maintenance fee (excludes first cycle). Variable interest rate paid quarterly. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.