Bank · FDIC insured
Albank NA Savings Rates
Albank NA’s best savings rate is 0.40% APY on $10,000, with its Money Market Deposit Accounts. Rates checked October 16, 2026.
How Albank NA’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Albank NA has the most branches. $10,000, best rate first.
This bank’s best
Albank NA
0.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $40
Money Market Deposit Accounts
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Albank NA savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0001.20%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Albank NA ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Deposit Accounts
0.40%APY
To open this account, you must be 18 years of age and deposit at least $2,500.00. Early closing fee of $10.00 if closed within 3 months. No monthly maintenance fee if daily minimum ledger balance is $2,500.00 or more; otherwise $15.00/month. 6 withdrawals to third parties per statement period (subsequent $15.00 each); 40 deposited checks per statement period (subsequent $0.25 each).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500If daily minimum collected/ledger balance is under $2,500.00, no interest is earned. Monthly maintenance fee of $15.00 applies if balance is under $2,500.00. | 0.00% | — | If daily minimum collected/ledger balance is under $2,500.00, no interest is earned. Monthly maintenance fee of $15.00 applies if balance is under $2,500.00. |
| $2,500 – $25,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. | 0.40% | $40 | Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. |
| $25,000 – $50,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. | 1.05% | — | Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. |
| $50,000 – $100,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. | 1.05% | — | Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. |
| $100,000 – $250,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. | 1.20% | — | Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. |
| $250,000 – $500,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. | 1.30% | — | Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. |
| $500,000 – $1,000,000Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. | 1.40% | — | Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. |
| $1,000,000 and upMonthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. | 1.50% | — | Monthly maintenance fee waived with daily minimum ledger balance of $2,500.00 or more. |
Personal Statement Savings
0.35%APY
Must be 18 years of age. Fee waived if calendar month's average daily ledger balance is $500.00 or more. First 2 teller assisted withdrawals per calendar month free, subsequent $1.00 each. $10.00 fee if closed within 6 months.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upDaily minimum ledger balance required to earn APY. Interest accrued daily, compounded quarterly.$500 and up | 0.35% | $35 | Daily minimum ledger balance required to earn APY. Interest accrued daily, compounded quarterly. |
Sources (4)
- albank.com/gallery/Personal-Statement-Savings.pdf
- albank.com/gallery/Personal%20…20Savings%2011162024.pdf
- albank.com/Rates
- albank.com/Savings
All captured Sep 25, 2026
Special-purpose accounts
Health Savings Account
0.35%APY
Must be 18 years of age. Monthly maintenance fee waived if Monthly Statement Daily Minimum Ledger Balance is $100.00 or more. First 30 checks paid free if balance is $100.00 or more; $0.25 check paid fee for checks in excess of 30, or $0.25 for each check if balance is under $100.00. $10.00 fee if closed within 3 months.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDaily minimum ledger balance of $100.00 or more required to earn APY. Interest accrued daily, compounded monthly. Monthly maintenance fee of $3.00 applies if monthly statement minimum ledger balance is under $100.00.$100 and up | 0.35% | $35 | Daily minimum ledger balance of $100.00 or more required to earn APY. Interest accrued daily, compounded monthly. Monthly maintenance fee of $3.00 applies if monthly statement minimum ledger balance is under $100.00. |
Sources (4)
- albank.com/gallery/Health%20Sa…20Account%2006132022.pdf
- albank.com/gallery/Health-Savings-Account.pdf
- albank.com/Rates
- albank.com/Health-Savings
All captured Sep 25, 2026
Senior Statement Savings
0.35%APY
Must be 55 years of age or older. Fee waived if calendar month's average daily ledger balance is $500.00 or more. Unlimited teller withdrawals at no charge. $10.00 fee if closed within 6 months.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upDaily minimum ledger balance required to earn APY. Interest accrued daily, compounded quarterly.$500 and up | 0.35% | $35 | Daily minimum ledger balance required to earn APY. Interest accrued daily, compounded quarterly. |
Sources (4)
- albank.com/gallery/Senior-Statement-Savings.pdf
- albank.com/gallery/Senior%20Statement%20Savings.pdf
- albank.com/Rates
- albank.com/Savings
All captured Sep 25, 2026
Young Savers Statement Savings
0.35%APY
Must be under 18 years of age and able to sign name; parent or guardian signature required. $10.00 fee if closed within 6 months. Must be closed when reaching 18 years of age.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upDaily minimum ledger balance required to earn APY. Interest accrued daily, compounded quarterly.$1 and up | 0.35% | $35 | Daily minimum ledger balance required to earn APY. Interest accrued daily, compounded quarterly. |
Sources (4)
- albank.com/gallery/Young-Savers-Statement-Savings.pdf
- albank.com/gallery/Young%20Sav…0Statement%20Savings.pdf
- albank.com/Rates
- albank.com/Savings
All captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.