Credit union · NCUA insured
Service Plus Credit Union Savings Rates
Service Plus Credit Union’s best savings rate is 0.15% APY on $10,000, with its Share. Rates checked October 16, 2026.
How Service Plus Credit Union’s savings rates compare
Compared with banks and credit unions near Davenport, IA-IL, where Service Plus Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Service Plus Credit Union
0.31%APY
- Requires
- None
- Minimum
- $1,999
- Earns on $10,000 a year
- $31
Money Market
Top rate
Central Bank Illinois
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $400
2nd-highest rate
Vibrant Credit Union
3.38%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $338
Service Plus Credit Union savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.41%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Service Plus Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
Up to 0.41%APY
Minimum of $1,999.00 to open and earn base rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,999 – $2,000Tier 1: Balances up to $1,999.99. | 0.31% | — | Tier 1: Balances up to $1,999.99. |
| $20,000 and upTier 2: Balances $20,000.00 and over. | 0.41% | — | Tier 2: Balances $20,000.00 and over. |
Sources (2)
All captured Sep 17, 2026
Share
0.15%APY
As a condition of membership, must purchase and maintain minimum required shares (5 shares at par value of $5.00 each = $25.00). Dividends paid quarterly on balances of $100.00 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends paid quarterly on balances of $100.00 or more.$100 and up | 0.15% | $15 | Dividends paid quarterly on balances of $100.00 or more. |
Sources (2)
- service-pluscu.org/accountspage/deposit-rates
- service-pluscu.org/accountspag…th-in-savings-disclosure
All captured Sep 17, 2026
Who can join Service Plus Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals residing or working in Rock Island and Henry counties in Illinois.
Family and household
- Membership is open to family members of current members.
Membership information collected October 5, 2026.