Bank · FDIC insured
First Bank Chicago
Top CarrotA $2.2B bank headquartered in Highland Park, IL, with 3 branches in Illinois. Best rates: CDs 4.20% and savings 2.35% APY.
First Bank Chicago Carrot Score
Carrot ScoreTop Carrot
Higher than 89% of U.S. banks and credit unions
#14 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Bank Chicago
First Bank Chicago is a privately held bank with consistent family ownership since 1980.
The bank operates and expands throughout the Chicagoland area, focusing on serving the local community and meeting neighborhood needs for over 65 years.
- Headquarters
- 1835 1st St, Highland Park, IL 60035
- FDIC certificate
- 17470 ↗
Branches
3 branches in Illinois
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Illinois
3 branches
- First Bank ChicagoMain office1835 1st St, Highland Park, IL 60035Directions
- Northbrook Branch633 Skokie Blvd, Northbrook, IL 60062Directions
- Skokie Branch8833 Gross Point Rd, Skokie, IL 60077Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.09% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.09% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.28% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $86 | $88 | — |
- CapitalLeverage ratio9.09%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.09%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.28%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$86Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Bank Chicago are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.