Compare Bank & Credit Union Rates
Best savings rates in Idaho
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Idaho
- 0.05%APY$5 a year on $10,000
Requirements
Product: Initial deposit of $50.00 required representing ownership share; $50.00 minimum balance must be maintained as long as you are a member. Dividends compounded and paid quarterly. No monthly fees or service charges. $3.00 monthly fee if minimum balance falls below $50.00 ($5.00 minimum for minor accounts).
Offer: Dividend paid quarterly; calculated on minimum balance requirements on a 365 day basis.
0.05% interest rate · No monthly fee · Effective Sep 7, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Rate may change after account is opened. Fees can reduce earnings. Monthly service charge of $3 waived when the minimum ledger balance of $300 is maintained. $3 monthly service charge refund if set up with combined statements for savings and checking account (applied even if minimum ledger balance waiver is not met). For quarterly statements, $3 fee assessed any month daily ledger balance falls below $300. Up to 75 items per statement cycle can be deposited with no charge, thereafter $0.20 per item.
Offer: Monthly service charge of $3 waived with a $300 minimum ledger balance; $3 refund applied if combined with checking account statement even if minimum ledger balance waiver is not met. For quarterly statements, $3 fee assessed any month daily ledger balance falls below $300. Up to 75 deposited items per cycle free, then $0.20 per item.
0.05% interest rate · $3 monthly fee · Effective Oct 4, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Dividends calculated by daily average balance method.
0.05% interest rate · Effective Sep 22, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Holds member-owner share with the credit union. Membership open to those who live or work in 19 counties in Idaho, 8 counties in Oregon, and the entire state of Washington.
Offer: Must maintain a minimum average daily balance of $35.00 to obtain the disclosed APY. Dividends calculated by daily average balance method.
0.05% interest rate · Effective Sep 22, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Dividends paid monthly.
0.05% interest rate · Effective Jan 1, 2025
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A Basic Savings account to get membership underway.
Offer: Dividends paid monthly.
0.05% interest rate · Effective Jan 1, 2025
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More details - Columbia BankThrive Money MarketThrive Money Market · $100 min · 0.05%–0.15% by balance
Bank · 24 branches
0.05%APY$5 a year on $10,000Requirements
Product: $10 monthly maintenance fee, waived with a $1,000 minimum daily balance or link to a checking account (up to 3 complimentary accounts linked to Access Checking, or up to 5 complimentary accounts linked to Pinnacle Checking). Available for online account origination. Interest rate and APY may change after opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $250,000 0.10% $250,000 and up 0.15% Rate checked
More details - Columbia BankProsper Money MarketProsper Money Market · $100 min · 0.05%–1.00% by balance
Bank · 24 branches
0.05%APY$5 a year on $10,000Requirements
Product: $15 Monthly maintenance fee; or $0 with a $10,000 minimum daily balance; or $25,000 combined balance. $100 minimum to open. Available for online account origination. Interest rate and APY may change after account opening.
Offer: The interest rate and annual percentage yield may change after account opening. Available for online account origination.
0.05% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Prosper Money Market Balance APY Up to $2,500 0.05% $2,500 – $5,000 0.05% $5,000 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 – $250,000 0.30% $250,000 – $500,000 0.50% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.00% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Share savings account included with membership. No monthly service fees; must maintain a $5 minimum balance to keep account open. Balances greater than $25 earn dividends.
Offer: Minimum $25.00 balance required to earn dividend. $5 minimum balance required to open and keep account open.
0.05% interest rate · No monthly fee · Effective Jul 28, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Additional savings account with no minimum balance requirements to save for specific purposes. Balances greater than $25 earn dividends.
Offer: Minimum $25.00 balance required to earn dividend.
0.05% interest rate · No monthly fee · Effective Jul 28, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest compounded quarterly, credited quarterly. $5 minimum balance maintains membership.
Offer: Fixed rate. Interest compounded and credited quarterly. No minimum balance to earn APY.
0.05% interest rate · Compounded quarterly · No monthly fee · Effective Sep 30, 2024
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More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Sep 30, 2024
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More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee
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More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Every member has a Share 1 with a $5 minimum balance.
Offer: Dividend Rate Declared Last Month: 0.05%. $5 minimum balance.
0.05% interest rate
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More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Offer: When qualifications are not met for the month
Qualified rate
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Idaho
179 accounts at 54 banks and credit unions · checked Oct 15–22
- Typical
- 0.12%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Idaho
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 2 branches
- ICCUCredit union · 52 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch