Credit union · NCUA insured
Silverado Credit Union
A $48.6M credit union headquartered in Angwin, CA, with 2,932 members and 3 branches in 2 states. Best rates: CDs 3.25% and savings 0.05% APY.
Silverado Credit Union Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#13 of 14 in Napa, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Silverado Credit Union
- Headquarters
- PO Box 330, 1 Angwin Plaza, Angwin, CA 94508-0330
- NCUA charter
- 68491
Branches
3 branches in 2 states
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California
2 branches
- Silverado Home OfficeMain officePO Box 330, 1 Angwin Plaza, Angwin, CA 94508Directions
- Silverado St. Helena Office1407 Main St Ste 100, St. Helena, CA 94574Directions
Idaho
1 branch
- Silverado Idaho Office1350 N Kings Rd, Nampa, ID 83687Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.72% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.12% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.11% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $90 | $59 | — |
- CapitalNet worth ratio11.72%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.12%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.11%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$90Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Silverado Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.