Compare Bank & Credit Union Rates
Best savings rates in Eagle, ID
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Eagle, ID
- 3.82%APY$382 a year on $10,000
Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - First Tech Federal Credit UnionFirst Tech Premier Rewards SavingsSavings · $25 min
Credit union · 1 branch
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Restriction: Cannot also be primary account owner on First Tech Rewards Savings, First Tech Rewards Checking, and/or Dividend Rewards Checking. Account must be a personal account or trust account/fiduciary account. Business, Organization, and HSA accounts are not eligible. Primary account owner must also be primary account owner on a Membership Share Savings account. Enrollment requirements: within 30 days of program enrollment, achieve minimum aggregate deposit balance of $250,000 across First Tech share accounts or $500,000 via Addison Avenue Investment Services. Ongoing: maintain minimum average daily balance of $250,000 across share accounts or $500,000 via Addison Avenue Investment Services.
Qualified rate · 3.44% interest rate · Effective Oct 1, 2026
Rate checked
More details - ICCUHigh-Yield Online Savings AccountSavings · $1,000 min · 0.00%–3.40% by balance
Credit union · 1 branch
3.40%APY$340 a year on $10,000Requirements
Product: Requires ICCU membership (Share Savings Account with minimum $25 opening balance and one-time $5 membership fee). Free online eStatements required.
Offer: Monthly service fee is $10 if balance is less than $1,000.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High-Yield Online Savings Account Balance APY Up to $999 0.00% $1,000 – $24,999Your amount 3.40% $25,000 – $49,999 3.40% $50,000 – $99,999 3.40% $100,000 – $249,999 3.40% $250,000 and up 3.40% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Qualified rate: Requires meeting monthly First Tech Rewards Checking qualification requirements (aggregate spend of at least $1,000/month on debit/credit card, ACH or direct deposits totaling at least $1,000/cycle, and enrollment in electronic statements/disclosures).
Qualified rate · 2.96% interest rate · Effective Oct 1, 2026
Rate checked
More details - Potlatch No 1 Financial Credit UnionMoney Market AccountMoney Market Account · $500 min · 2.47%–3.49% by balance
Credit union · 1 branch
2.47%APY$247 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $500.00. Minimum average daily balance of $500.00 required to obtain disclosed APY. Early withdrawal penalties may apply. Account offers standard non-qualifying rates and qualifying bump rates when linked to an Ascend Checking account meeting monthly dividend qualifications.
Offer: Qualifying Bump Rate. Requires linking an Ascend Checking account and meeting monthly qualifications: 1) Enrollment in eStatements with a valid email, 2) Minimum of 20 posted debit card transactions per month (excluding ATM transactions), and 3) Monthly direct deposit of over $250. If qualifications are not met, defaults to standard non-qualifying rate.
Qualified rate · 2.45% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $25,000Your amount 2.47% $25,000 – $100,000 2.58% $100,000 – $250,000 3.29% $250,000 – $500,000 3.39% $500,000 and up 3.49% Rate checked
More details - Westmark Credit UnionHigh-Yield SavingsSavings · $1,000 min · 0.00%–2.45% by balance
Credit union · 1 branch
2.20%APY$220 a year on $10,000Requirements
Product: Managed online. Requires Westmark membership ($5 Primary Savings minimum) and eStatements. 6 free withdrawals per month ($10 fee per additional withdrawal). $10 monthly fee applies if balance falls below $1,000.
Offer: Below $1,000 balance earns 0.00% APY and incurs a $10 monthly fee.
$10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $1,000 0.00% $1,000 – $99,999Your amount 2.20% $100,000 – $249,999 2.30% $250,000 – $499,999 2.40% $500,000 and up 2.45% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Dividends compounded monthly. 6 free withdrawals per month.
Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - CapEd Credit UnionHigh Yield SavingsSavings · $0 min · 0.10%–1.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Bundled with and requires a High Yield Checking account. Limit one account per Social Security number.
Offer: Qualifications met (at least one direct deposit or ACH withdrawal of $500+ and at least twelve debit card purchases of $5+ post and settle per qualification cycle).
Qualified rate · 1.49% interest rate · No monthly fee
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $50,000Your amount 1.50% $50,000 and upQualifications met; 0.10% Rate checked
More details - Goldenwest Credit UnionInsured Money Market AccountInsured Money Market Account · $0 min · 1.00%–3.75% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: No minimum balance requirement to open or maintain. Dividend earnings based on tiered balance amounts. Add money at any time. No monthly service fee. Unlimited in-person withdrawals. Federally insured by NCUA.
1.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY Up to $4,999 1.00% $5,000 – $24,999Your amount 1.25% $25,000 – $49,999 1.70% $50,000 – $99,999 2.00% $100,000 – $249,999 2.65% $250,000 – $499,999 3.30% $500,000 – $999,999 3.35% $1,000,000 and up 3.75% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - CapEd Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 1.25%–2.50% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Personal accounts only. Dividends paid monthly when minimum balance to earn dividends is met ($2,500.00). $18.00 monthly fee if account falls below $2,500.00. Up to 3 withdrawals per month without a fee when minimum withdrawal ($200.00) is met; $5.00 fee for withdrawals under $200.00 or exceeding 3 withdrawals.
Offer: Monthly fee waived when balance is $2,500.00 or more.
1.24% interest rate · $18 monthly fee
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $25,000Your amount 1.25% $25,000 – $50,000 1.50% $50,000 – $75,000 1.75% $75,000 – $250,000 2.00% $250,000 and up 2.50% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Available to members with taxable income to shelter gross income from Idaho State Income Taxes (up to $10,000 per year for individuals, $20,000 for married couples filing jointly). Dividends calculated daily and compounded monthly. No set-up charges or service fees.
Offer: No minimum balance or deposit requirement. No service fees.
Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Technology Credit UnionMoney Market Plus AccountsMoney Market Plus Accounts · $0 min · 0.00%–2.05% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: $0.00 minimum balance to open account and $2,500.00 to earn dividends. $0.01 minimum balance to maintain account. For balances of $50,000 and up, receive a rate boost of 0.10% with a Tech CU Checking Account and direct deposit of a minimum net pay of $100. Direct deposit criteria waived with a private banking relationship.
Offer: $0.01 minimum balance to maintain account. $2,500.00 to earn dividends.
Qualified rate · 0.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Plus Accounts Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.50% $25,000 – $50,000 0.85% $50,000 – $100,000 1.00% $100,000 – $150,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.25% $150,000 – $300,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.50% $300,000 – $500,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.90% $500,000 – $1,000,000Direct deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 1.95% $1,000,000 and upDirect deposit criteria waived with a private banking relationship (minimum balance requirement of $50,000 still applies). 2.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Eagle, ID
54 accounts at 13 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 2.14%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Boise City, ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- ICCUCredit union · 26 branches
- Westmark Credit UnionCredit union · 5 branches