Credit union · NCUA insured
Frontier Credit Union
A $810.2M credit union headquartered in Idaho Falls, ID, with 53,045 members and 16 branches in 2 states. Best rates: CDs 2.27% and savings 0.20% APY.
Frontier Credit Union Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#14 of 16 in Idaho Falls, ID metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Frontier Credit Union
Frontier Credit Union is a not-for-profit credit union owned by its members with a focus on helping members succeed and building better lives in the communities it serves.
- Headquarters
- 865 S Woodruff Ave, Idaho Falls, ID 83401-5296
- NCUA charter
- 68376
Branches
16 branches in 2 states
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Idaho
15 branches
Idaho Falls area · 4
- Idaho Falls MainMain office865 S Woodruff Ave, Idaho Falls, ID 83401Directions
- Ammon3255 E 17th St, Ammon, ID 83406Directions
- Arco120 W Grand Ave, Arco, ID 83213Directions
- Freeman1170 Science Center Dr, Idaho Falls, ID 83402Directions
Boise City area · 2
- Ten MIle3087 W Milano Dr, Meridian, ID 83646Directions
- Star11368 W State St, Star, ID 83669Directions
Rexburg area · 2
- Rexburg310 N 2nd E, Rexburg, ID 83440Directions
- St Anthony750 N Bridge St, St. Anthony, ID 83445Directions
Challis area · 1
- Challis493 S United States Highway 93, Ste A, Suite A, Challis, ID 83226Directions
Jackson area · 1
- Driggs1105 N Highway 33, Driggs, ID 83422Directions
Montpelier area · 1
- Montpelier230 N 4th St, Montpelier, ID 83254Directions
Pocatello area · 1
- Pocatello1700 Hurley Dr, Pocatello, ID 83202Directions
Salmon area · 1
- Salmon777 Shoup St, Salmon, ID 83467Directions
Blackfoot area · 1
- Shelley418 W Fir St, Shelley, ID 83274Directions
Hailey area · 1
- Shoshone103 S Birch St, Shoshone, ID 83352Directions
Montana
1 branch
- Butte3220 Harrison Ave, Butte, MT 59701Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.61% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.60% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.55% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $94 | $76 | — |
- CapitalNet worth ratio8.61%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.60%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.55%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$94Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Frontier Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.