Credit union · NCUA insured
Simplot Credit Union
A $58.8M credit union headquartered in Pocatello, ID, with 5,482 members and 2 branches in Idaho. Best rates: CDs 4.00% and savings 0.15% APY.
Simplot Credit Union Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#17 of 35 in Boise City, ID metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Simplot Credit Union
- Headquarters
- 1880 Garrett Way, Pocatello, ID 83201-5113
- NCUA charter
- 63405
Branches
2 branches in Idaho
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Idaho
2 branches
Pocatello area · 1
- Simplot Credit UnionMain office1880 Garrett Way, Pocatello, ID 83201Directions
Boise City area · 1
- Caldwell Branch721 Dearborn St, Caldwell, ID 83605Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 21.92% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.30% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.04% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $81 | $59 | — |
- CapitalNet worth ratio21.92%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.30%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.04%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$81Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Simplot Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.