Credit union · NCUA insured
Goldenwest Credit Union
Top CarrotA $4.1B credit union, the 124th largest of 4,329, headquartered in Washington Terrace, UT, with 209,927 members and 57 branches in 2 states. Best rates: CDs 4.45% and savings 1.25% APY.
Goldenwest Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 91% of U.S. banks and credit unions
#7 of 29 in Ogden, UT metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Goldenwest Credit Union
Traced back to the 1930s in Ogden, Utah, Goldenwest Credit Union is a not-for-profit financial cooperative owned by its more than 195,000 members.
- Headquarters
- 5151 S 400 E, Washington Terrace, UT 84405
- NCUA charter
- 24693
Branches
57 branches in 2 states
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Utah
52 branches
Ogden area · 21
- Corporate OfficeMain office5151 S 400 E, Washington Terrace, UT 84405Directions
- Bountiful Br2085 S Orchard Dr, Bountiful, UT 84010Directions
- Centerville Br315 N Market Place Dr, Centerville, UT 84014Directions
- North Davis Br410 E 1700 S, Clearfield, UT 84015Directions
- Clinton Br1594 N 2000 W, Clinton, UT 84015Directions
- Eden Br2461 N Highway 158, Eden, UT 84310Directions
- Farmington Br698 N Lagoon Dr, Farmington, UT 84025Directions
- Kaysville131 W 200 N, Kaysville, UT 84037Directions
- Layton Br1268 N Hill Field Rd, Layton, UT 84041Directions
- Marriott-Slaterville Br360 N 1900 W St, Marriott-Slaterville, UT 84404Directions
- Morgan Br209 N State St, Morgan, UT 84050Directions
- Mountain Green Branch4950 W Old Highway Rd, Mountain Green, UT 84050Directions
- North Salt Lake Branch659 N Redwood Rd, North Salt Lake, UT 84054Directions
- 26th St147 26th st, Ogden, UT 84401Directions
- 8th St805 Washington Blvd, Ogden, UT 84404Directions
- Corporate Br5025 Adams Ave, Ogden, UT 84403Directions
- Farr West Br1765 W 2700 N, Ogden, UT 84404Directions
- Harrison Br3225 Harrison Blvd, Ogden, UT 84403Directions
- McKay Dee Br4401 Harrison Blvd, Suite 1402, Ogden, UT 84403Directions
- West Br3217 Pennsylvania AVe, Ogden, UT 84401Directions
- Roy Br5627 S 2050 W, Roy, UT 84067Directions
Salt Lake City area · 14
- Bluffdale Br13903 S Redwood Rd, Bluffdale, UT 84065Directions
- South Valley Br5573 W 13400 S, Herriman, UT 84096Directions
- Intermountain Med Ctr Br5121 S Cottonwood St, Murray, UT 84107Directions
- Murray Br6007 S Fashion Blvd, Murray, UT 84107Directions
- Select Health Hospital Br5381 S Green St, Murray, UT 84123Directions
- Riverton Hospital Br3741 W 12600 S, Riverton, UT 84065Directions
- LDS Hospital Br8th Ave and C St, Salt Lake City, UT 84103Directions
- South Temple Br769 E South Temple, Salt Lake City, UT 84102Directions
- Alta View Hospital Br9660 S 1300 E, Sandy, UT 84094Directions
- Sandy Br7926 S 1300 E, Sandy, UT 84094Directions
- Daybreak Br3664 W South Jordan Pkwy, South Jordan, UT 84009Directions
- Jordan Valley Branch6761 S Redwood Rd, West Jordan, UT 84084Directions
- West Jordan Br5639 W Highlands Loop Rd, West Jordan, UT 84084Directions
- Lake Park Hospital Br4646 W Lake Park Blvd, West Valley, UT 84120Directions
Provo area · 6
- Lehi Branch760 E Main St, Lehi, UT 84043Directions
- Orem Br1020 E 800 N, Orem, UT 84097Directions
- Payson Branch824 W 800 S, Payson, UT 84651Directions
- Pleasant Grove Br1554 West Pleasant Grove Blvd, Pleasant Grove, UT 84062Directions
- Spanish Fork Branch891 N Main St, Spanish Fork, UT 84660Directions
- Springville Br508 S 950 W, Springville, UT 84663Directions
Logan area · 6
- North Logan Br220 E 1400 N, Logan, UT 84341Directions
- USU Div - Campus Br695 E 1000 N, Logan, UT 84321Directions
- USU Div - Downtown Br198 N Main St, Logan, UT 84321Directions
- USU Welcome Center890 E 700 N, Logan, UT 84321Directions
- USU Div - Providence Br84 S Highway 165, Providence, UT 84332Directions
- USU Div - Smithfield Br890 S Main st, Smithfield, UT 84335Directions
St. George area · 4
- Riverside Br2122 E Riverside Dr, St. George, UT 84790Directions
- St George Boulevard120 E Saint George Blvd, St. George, UT 84770Directions
- SunRiver Br4521 S Arrowhead Canyon Dr, St. George, UT 84790Directions
- Sunset Br1805 W Sunset Blvd, St. George, UT 84770Directions
Brigham City area · 1
- USU Div - Brigham City Br1120 S Main St, Brigham City, UT 84302Directions
Idaho
5 branches
Boise City area · 2
- Boise Br355 S 3rd St, Boise, ID 83702Directions
- Eagle Br6620 N Linder Rd, Eagle, ID 83646Directions
Idaho Falls area · 1
- Idaho Falls Br525 W Sunnyside Rd, Idaho Falls, ID 83402Directions
Coeur d'Alene area · 1
- Post Falls Branch804 N Henry St, Post Falls, ID 83854Directions
Rexburg area · 1
- Rexburg, ID Br855 University Blvd, Rexburg, ID 83440Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.20% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.47% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.64% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $95 | $88 | — |
- CapitalNet worth ratio13.20%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.47%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.64%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$95Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Goldenwest Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.