Credit union · NCUA insured
Simplot Credit Union Savings Rates
Simplot Credit Union’s best savings rate is 0.15% APY on $10,000, with its Share. Rates checked October 22, 2026.
How Simplot Credit Union’s savings rates compare
Compared with banks and credit unions near Boise City, ID, where Simplot Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Simplot Credit Union
0.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $50
KASASA Saver
Top rate
America First Credit Union
3.95%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $395
2nd-highest rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
Simplot Credit Union savings score
69
Savings score
Higher than 25% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Simplot Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
KASASA Saver
Up to 0.50%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceWhen qualifications are met for the monthAny balance | 0.50% | $50 | When qualifications are met for the month |
| Any balanceWhen qualifications are not met for the monthAny balance | 0.05% | $5 | When qualifications are not met for the month |
Sources (1)
- simplotcu.com/rates/savings · captured Sep 16, 2026
Share
Up to 0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.10% | $10 |
| $10,000 and up | 0.15% | $15 |
Sources (1)
- simplotcu.com/rates/savings · captured Sep 16, 2026
Special-purpose accounts
IRA Share
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- simplotcu.com/rates/savings · captured Sep 16, 2026
Medical Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- simplotcu.com/rates/savings · captured Sep 16, 2026
Who can join Simplot Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.