Credit union · NCUA insured
Frontier Credit Union Savings Rates
Frontier Credit Union’s best savings rate is 0.20% APY on $10,000, with its Velocity Money Market. Rates checked October 22, 2026.
How Frontier Credit Union’s savings rates compare
Compared with banks and credit unions near Idaho Falls, ID, where Frontier Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Frontier Credit Union
0.20%APY
- Minimum
- $0
- Earns on $10,000 a year
- $20
Velocity Money Market
Top rate
Members Preferred Credit Union
4.08%APY
- Minimum
- $0
- Earns on $10,000 a year
- $408
2nd-highest rate
WaFd Bank
3.82%APY
- Minimum
- $0
- Earns on $10,000 a year
- $382
Frontier Credit Union savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0001.51%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Frontier Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Velocity Money Market
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Tier 1: Daily balance in tier 1 ($0.00 up to $49,999.99) earns 0.20% interest rate and 0.20% APY. Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $0.00. | 0.20% | $20 | Tier 1: Daily balance in tier 1 ($0.00 up to $49,999.99) earns 0.20% interest rate and 0.20% APY. Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $0.00. |
| $50,000 – $75,000Tier 2: Daily balance in tier 2 ($50,000.00 up to $74,999.99) earns 0.50% interest rate and 0.50% APY. Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $50,000.00. | 0.50% | — | Tier 2: Daily balance in tier 2 ($50,000.00 up to $74,999.99) earns 0.50% interest rate and 0.50% APY. Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $50,000.00. |
| $75,000 – $100,000Tier 3: Daily balance in tier 3 ($75,000.00 up to $99,999.99) earns 1.00% interest rate and 1.00% APY. Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $75,000.00. | 1.00% | — | Tier 3: Daily balance in tier 3 ($75,000.00 up to $99,999.99) earns 1.00% interest rate and 1.00% APY. Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $75,000.00. |
| $100,000 – $150,000Tier 4: Daily balance in tier 4 ($100,000.00 up to $149,999.99) earns 1.50% interest rate and 1.51% APY. Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $100,000.00. | 1.51% | — | Tier 4: Daily balance in tier 4 ($100,000.00 up to $149,999.99) earns 1.50% interest rate and 1.51% APY. Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $100,000.00. |
| $150,000 and upTier 5: Daily balance in tier 5 ($150,000.00 or more) earns 2.00% interest rate and 2.02% APY. Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $150,000.00. | 2.02% | — | Tier 5: Daily balance in tier 5 ($150,000.00 or more) earns 2.00% interest rate and 2.02% APY. Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $150,000.00. |
Sources (3)
- frontiercreditunion.com/savings
- frontiercreditunion.com/savings/velocity-mm
- frontiercreditunion.com/docume…er-rate-and-fee-schedule
All captured Sep 16, 2026
Insured Money Market
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $0.00. | 0.05% | — | Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $0.00. |
| $2,500 – $20,000Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $2,500.00. | 0.10% | $10 | Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $2,500.00. |
| $20,000 – $75,000Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $20,000.00. | 0.15% | — | Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $20,000.00. |
| $75,000 and upInterest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $75,000.00 or greater. | 0.20% | — | Interest compounded and credited monthly. Fixed rate. Minimum balance to earn APY is $75,000.00 or greater. |
Sources (1)
- frontiercreditunion.com/docume…er-rate-and-fee-schedule · captured Sep 16, 2026
Pickle Jar Savings
0.10%APY
Rounds qualifying debit card purchases to the next dollar and moves the difference into savings automatically.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFree to enroll.Any balance | 0.10% | $10 | Free to enroll. |
Sources (3)
- frontiercreditunion.com/savings
- frontiercreditunion.com/savings/pickle-jar
- frontiercreditunion.com/docume…er-rate-and-fee-schedule
All captured Sep 16, 2026
Primary Share
0.05%APY
Interest compounded quarterly, credited quarterly. $5 minimum balance maintains membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFixed rate. Interest compounded and credited quarterly. No minimum balance to earn APY.Any balance | 0.05% | $5 | Fixed rate. Interest compounded and credited quarterly. No minimum balance to earn APY. |
Sources (1)
- frontiercreditunion.com/docume…er-rate-and-fee-schedule · captured Sep 16, 2026
Regular Share
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- frontiercreditunion.com/docume…er-rate-and-fee-schedule · captured Sep 16, 2026
Special-purpose accounts
Individual Retirement
0.05%APY
Traditional and Roth IRA savings options designed for retirement with long-term growth potential and tax advantages.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (3)
- frontiercreditunion.com/savings
- frontiercreditunion.com/savings/ira
- frontiercreditunion.com/docume…er-rate-and-fee-schedule
All captured Sep 16, 2026
Who can join Frontier Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.