Credit union · NCUA insured
Silverado Credit Union Savings Rates
Silverado Credit Union’s best savings rate is 0.05% APY on $10,000, with its Regular Savings (Share) Account. Rates checked October 16, 2026.
How Silverado Credit Union’s savings rates compare
Compared with banks and credit unions near Napa, CA, where Silverado Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Silverado Credit Union
0.05%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $5
Regular Savings (Share) Account
Top rate
Redwood Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
Travis Credit Union
3.50%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $350
Silverado Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Silverado Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
IRA Savings
0.05%APY
With a $50.00 initial deposit you can set up a Traditional IRA and/or Roth IRA. No annual maintenance fees. Dividends calculated daily and paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and up$50.00 minimum balance requirement; dividend paid quarterly.$50 and up | 0.05% | $5 | $50.00 minimum balance requirement; dividend paid quarterly. |
Regular Savings (Share) Account
0.05%APY
Initial deposit of $50.00 required representing ownership share; $50.00 minimum balance must be maintained as long as you are a member. Dividends compounded and paid quarterly. No monthly fees or service charges. $3.00 monthly fee if minimum balance falls below $50.00 ($5.00 minimum for minor accounts).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Dividend paid quarterly; calculated on minimum balance requirements on a 365 day basis. | 0.05% | — | Dividend paid quarterly; calculated on minimum balance requirements on a 365 day basis. |
| $1,000 and upDividend paid quarterly; calculated on minimum balance requirements on a 365 day basis. | 0.05% | $5 | Dividend paid quarterly; calculated on minimum balance requirements on a 365 day basis. |
Sources (4)
- silveradocu.com/regular-savings
- silveradocu.com/resources/fee-schedule
- silveradocu.com/resources/rates
- silveradocu.com/accounts/savings
All captured Oct 6, 2026
Who can join Silverado Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.