Compare Bank & Credit Union Rates
Best savings rates in Jerome, ID
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Jerome, ID
- 3.82%APY$382 a year on $10,000
Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - ICCUHigh-Yield Online Savings AccountSavings · $1,000 min · 0.00%–3.40% by balance
Credit union · 1 branch
3.40%APY$340 a year on $10,000Requirements
Product: Requires ICCU membership (Share Savings Account with minimum $25 opening balance and one-time $5 membership fee). Free online eStatements required.
Offer: Monthly service fee is $10 if balance is less than $1,000.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High-Yield Online Savings Account Balance APY Up to $999 0.00% $1,000 – $24,999Your amount 3.40% $25,000 – $49,999 3.40% $50,000 – $99,999 3.40% $100,000 – $249,999 3.40% $250,000 and up 3.40% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Pioneer Federal Credit UnionHigh Yield Savings AccountSavings · 0.60%–4.10% by balance
Credit union · 1 branch
1.35%APY$135 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $2,500 to earn dividends. Compounding & Crediting is monthly. Dividend Period is monthly. Daily Balance Computation Method applies a daily periodic rate to the daily balance each day.
Offer: Balance tier < $2,500.
Effective Sep 2, 2025
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $2,500 0.60% $2,500 and up 1.00% $10,000 and upYour amount 1.35% $25,000 and up 1.70% $50,000 and up 2.05% $75,000 and up 2.40% $100,000 and up 2.75% $250,000 and up 3.10% $500,000 and up 3.60% $1,000,000 and up 4.10% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - Farmers BankMoney Market CheckingMoney Market Checking · $100 min · 0.00%–1.51% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: A $7 monthly service fee applies if minimum balance drops below $2,000 during the month; a $2 credit is applied if electing to receive monthly eStatements. Interest accrues at tiered rates if current daily balance is greater than $1,000. Up to 6 checks per statement cycle and unlimited in-house transactions; $10 per non-personal debit in excess of 6 per month.
Offer: Interest will not accrue if current daily balance is below $1,000. Monthly service fee of $7 waived/reduced by $2 with eStatements, or if minimum balance stays at or above $2,000.
0.00% interest rate · $7 monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $1,000 0.00% $1,000 – $20,000Your amount 0.65% $20,000 – $50,000 0.70% $50,000 – $100,000 0.95% $100,000 and up 1.51% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Must maintain an average daily balance of $100 to earn Annual Percentage Yield (APY). Must maintain $100 minimum daily balance to avoid $3 monthly service charge. Tax implications vary depending on individual tax situation.
Offer: Tier 1: Average daily balance $100 to $999.99. $3 monthly fee waived with $100 minimum daily balance.
0.20% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Tax Advantaged Savings Balance APY $100 – $1,000 0.20% $1,000 – $10,000 0.40% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 and up 0.70% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: A $2 service fee is applied if minimum balance drops below $50. Accounts with a daily balance less than $50 will not accrue interest on that day. Funds withdrawn more than 6 times in one month incur a $10 service charge for each additional withdrawal.
Offer: APY assumes quarterly compounding and quarterly crediting frequency. Balances under $50.00 do not earn interest. Fee waiver applies when maintaining at least a $50 minimum balance.
0.50% interest rate · $2 monthly fee · Effective Oct 8, 2026
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Available to Idaho residents saving for qualified medical expenses and long-term care costs. Must maintain an average daily balance of $5 to earn Annual Percentage Yield (APY). Must maintain $100 minimum daily balance to avoid $3 monthly service charge.
Offer: Must maintain an average daily balance of $5 to earn APY. Monthly fee of $3 is waived by maintaining a $100 minimum daily balance.
0.45% interest rate · $3 monthly fee
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: $1,000.00 minimum opening deposit. A service fee of $10.00 is charged each month if the average daily balance falls below $1,000.00. Must maintain a minimum average daily balance of $5.00 to earn disclosed APY. Up to 6 withdrawals per statement cycle; $10 fee per excess transaction. Dormant fee of $5.00 per month after 12 months of inactivity.
Offer: Tier 1: Below $1,000.00. Minimum average daily balance of $5.00 required to obtain APY. The interest rate listed in each tier will be paid on the entire balance in your account.
0.05% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.05% $1,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.65% $50,000 – $100,000 0.85% $100,000 – $250,000 1.11% $250,000 – $500,000 1.61% $500,000 – $1,000,000 2.12% $1,000,000 – $2,500,000 2.63% $2,500,000 and up 3.04% Rate checked
More details - ICCUMoney Market SavingsMoney Market Savings · $25 min · 0.00%–1.00% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Available to ICCU members who live or work in Idaho, Washington, eastern Oregon, or Arizona.
Offer: $15 monthly service fee if balance is less than $2,500. Minimum balance to earn interest is $2,500.
0.00% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.00% $2,500 – $24,999Your amount 0.40% $25,000 – $49,999$15 monthly service fee waived with balance of $2,500 or more. 0.60% $50,000 – $99,999$15 monthly service fee waived with balance of $2,500 or more. 0.75% $100,000 and up$15 monthly service fee waived with balance of $2,500 or more. 1.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Contributions may be eligible for a State of Idaho tax deduction. Contribute up to $10,000 for single or $20,000 for married couples filing jointly per calendar year. Five free withdrawals by check per month.
Offer: Monthly service fee is $5 if balance is less than $100.
0.25% interest rate · $5 monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Designed to save for a specific purpose.
0.20% interest rate · No monthly fee
Rate by balance
Rate by balance for Choice Savings Account Balance APY Up to $1,499 0.20% $1,500 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: ICCU debit card purchases are rounded up to next whole dollar and deposited into savings.
0.25% interest rate · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Jerome, ID
34 accounts at 7 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 1.80%
- Banks, typical
- 0.11%
- Credit unions, typical
- 0.20%
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Twin Falls, ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 3 branches
- Westmark Credit UnionCredit union · 1 branch
- Pioneer Federal Credit UnionCredit union · 2 branches