Compare Bank & Credit Union Rates
Best savings rates in Pocatello, ID
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Pocatello, ID
- 3.82%APY$382 a year on $10,000
Requirements
Product: Offered exclusively online and may be discontinued at any time without notice. Not available in AZ, CA, ID, NV, OR, TX, UT, NM and WA states. Not available for IRAs or business accounts. Variable-rate account; interest compounded daily and credited monthly. Must fund account and provide required documentation within 20 business days of account opening.
Offer: No minimum opening deposit. No monthly account service charge.
3.75% interest rate · Compounded daily · No monthly fee · Effective May 4, 2026
Rate checked
More details - ICCUHigh-Yield Online Savings AccountSavings · $1,000 min · 0.00%–3.40% by balance
Credit union · 2 branches
3.40%APY$340 a year on $10,000Requirements
Product: Requires ICCU membership (Share Savings Account with minimum $25 opening balance and one-time $5 membership fee). Free online eStatements required.
Offer: Monthly service fee is $10 if balance is less than $1,000.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for High-Yield Online Savings Account Balance APY Up to $999 0.00% $1,000 – $24,999Your amount 3.40% $25,000 – $49,999 3.40% $50,000 – $99,999 3.40% $100,000 – $249,999 3.40% $250,000 and up 3.40% Rate checked
More details - Lookout Credit UnionMoney Market Plus Account - New Money PromoMoney Market Plus Account - New Money Promo · $0 min · 0.75%–3.00% by balance
Credit union · 2 branches
3.00%APY$300 a year on $10,000intro rateRequirements
Product: New money promo only. Membership eligibility required. Compounded monthly, paid monthly. Dividend rate and APY may change at any time as determined by the Lookout Credit Union Board of Directors. Fees could reduce earnings.
Offer: Compounded monthly, paid monthly.
Promotional rate · Compounded monthly · Effective Jan 1, 2026
Rate by balance
Rate by balance for Money Market Plus Account - New Money Promo Balance APY Up to $9,999 0.75% $10,000 and upYour amountNew money only promo. 3.00% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Linked Ridgeline Rewards or Compass Cash Back account required. No monthly maintenance fees, no minimum balance to earn rewards, no minimum deposit to open.
Offer: When qualifications are met in linked Ridgeline Rewards or Compass Cash Back account during Monthly Qualification Cycle (at least 12 debit card purchases, each greater than $5.00; at least 1 ACH credit, ACH payment, or direct deposit transaction; and enrolled in e-statements).
Qualified rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 2.35%APY$235 a year on $10,000
Requirements
Product: Rates are tiered based on deposit amounts.
Offer: Balances Below $1,000
0.00% interest rate · Effective Oct 8, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $1,000 0.00% $1,000 and upYour amount 2.35% Rate checked
More details - Westmark Credit UnionHigh-Yield SavingsSavings · $1,000 min · 0.00%–2.45% by balance
Credit union · 1 branch
2.20%APY$220 a year on $10,000Requirements
Product: Managed online. Requires Westmark membership ($5 Primary Savings minimum) and eStatements. 6 free withdrawals per month ($10 fee per additional withdrawal). $10 monthly fee applies if balance falls below $1,000.
Offer: Below $1,000 balance earns 0.00% APY and incurs a $10 monthly fee.
$10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $1,000 0.00% $1,000 – $99,999Your amount 2.20% $100,000 – $249,999 2.30% $250,000 – $499,999 2.40% $500,000 and up 2.45% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Dividends compounded monthly. 6 free withdrawals per month.
Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Lookout Credit UnionMoney Market Plus AccountMoney Market Plus Account · $0 min · 0.75%–1.50% by balance
Credit union · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: Membership eligibility required. Compounded monthly, paid monthly. Dividend rate and APY may change at any time as determined by the Lookout Credit Union Board of Directors. Fees could reduce earnings.
Offer: Compounded monthly, paid monthly.
Compounded monthly · Effective Oct 1, 2024
Rate by balance
Rate by balance for Money Market Plus Account Balance APY Up to $9,999 0.75% $10,000 and upYour amount 1.50% Rate checked
More details - WaFd BankHigh Yield Money MarketHigh Yield Money Market · $25 min · 1.25%–2.00% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Promotion may be discontinued at any time. Not available for IRAs or business clients.
Offer: $1,000 minimum balance to avoid $10 monthly service charge.
1.24% interest rate · $10 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for High Yield Money Market Balance APY Up to $89,999Your amount 1.25% $90,000 – $249,999 1.50% $250,000 – $499,999 1.60% $500,000 and up 2.00% Rate checked
More details - The Bank of CommerceMoney Market AccountMoney Market Account · $2,500 min · 1.06%–2.12% by balance
Bank · 1 branch
1.06%APY$106 a year on $10,000Requirements
Product: Rates subject to change. Fees may reduce earnings. $2,500 minimum to open. No service charge fee if $2,500 balance is maintained every day of the statement cycle. Rate tier based on daily balance.
Offer: Balance tier: up to $49,999.99.
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 1.06% $50,000 and up 2.12% Rate checked
More details - Mountain America Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.50%–3.60% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,0000.50% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.50% $2,500 – $9,999 0.85% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 – $249,999 2.45% $250,000 – $999,999 3.25% $1,000,000 and up 3.60% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Available to members with taxable income to shelter gross income from Idaho State Income Taxes (up to $10,000 per year for individuals, $20,000 for married couples filing jointly). Dividends calculated daily and compounded monthly. No set-up charges or service fees.
Offer: No minimum balance or deposit requirement. No service fees.
Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number.
Offer: Earned on balances up to $25,000 when minimum qualifications are met on the linked Kasasa checking account during the Monthly Qualification Cycle.
Qualified rate · 1.00% interest rate · Balance cap $25,000 · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pocatello, ID
62 accounts at 15 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.18%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Pocatello, ID metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 3 branches
- Westmark Credit UnionCredit union · 1 branch
- Mountain America Credit UnionCredit union · 1 branch