Compare Bank & Credit Union Rates
Best savings rates in Alabama
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Alabama
- 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Requires at least 12 debit card purchases of minimum $5 each, enrollment in eStatements, and monthly Direct Deposit or ACH Transaction during each monthly qualification cycle to earn qualified rates. No monthly maintenance fees.
Offer: Qualified rate paid monthly on balances up to $50,000 when monthly qualifications on linked Kasasa Cash or Kasasa Cash Back checking are met.
Qualified rate · 1.00% interest rate · No monthly fee
Rate by balance
Rate by balance for KASASA Saver Balance APY Up to $50,000Your amount 1.00% $50,001 and upQualified rate paid on portion of average daily balance over $50,000 when monthly qualifications are met, resulting in a blended APY. 0.25% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Base rate for accounts that do not meet qualifications is 0.05% APY. APY for balances > $25,000 ranges from 1.00% to 0.40%.
Offer: Base rate for accounts that do not meet qualifications
Qualified rate · Effective May 2, 2016
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.05% Up to $25,000Your amount 1.00% $25,000 and upAPY ranges from 1.00% to 0.40% 0.40% Rate checked
More details - MTC Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.00%–1.91% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Interest is compounded daily and paid monthly. Limited to six withdrawals per month; subject to a $10 fee per excessive withdrawal. A $10.00 monthly fee applies if balance falls below the minimum balance.
1.00% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $15,000Your amount 1.00% $15,000 – $50,000 1.00% $50,000 – $75,000 1.20% $75,000 – $100,000 1.45% $100,000 and up 1.91% Rate checked
More details - Alabama ONEMoney Market AccountsMoney Market Accounts · $1,000 min · 0.00%–2.78% by balance
Credit union · 31 branches
1.00%APY$100 a year on $10,000Requirements
Product: Variable Rate account. Rates may change after the account has been opened. $1,000 minimum to open Money Market Account (MMA) to obtain APY unless otherwise specified. Dividends compounded and paid monthly. Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. Balances between $1,000 and $500,000 qualify for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate per qualifying product up to a max enhancement of 1.60%; minimum rate 1.00%, maximum rate 2.60%). Accounts are reviewed the 15th of each month for eligibility. Balances $500,000 or greater do not qualify for relationship enhancement. $5 membership fee required.
Offer: Tier under $1,000.00.
0.00% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.00% $1,000 – $10,000Qualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $10,000 – $25,000Your amountQualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $25,000 – $100,000Qualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $100,000 – $250,000Qualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $250,000 – $500,000Qualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $500,000 and upDoes not qualify for relationship enhancement. 2.78% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. Qualifying requirements per monthly cycle: at least 12 debit card purchases (minimum $5 each), enrolled in eStatements, and monthly direct deposit or ACH transaction. No monthly maintenance fees.
Offer: When qualifications on linked Kasasa Cash or Kasasa Cash Back checking are met. Tier for balances up to $50,000.
Qualified rate · 1.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,001 and up 0.25% Rate checked
More details - Keesler Federal Credit UnionChecking SaverSavings · $0 min · 0.40%–1.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Free savings account with no minimum balance that earns dividends when meeting monthly qualifications of linked Keesler Federal checking account. Automatically moves rewards into savings.
Offer: Qualified: when monthly qualifications of linked checking account are met. Rate applies to balances up to $150,000.
Qualified rate · 0.99% interest rate
Rate by balance
Rate by balance for Checking Saver Balance APY Up to $150,000Your amount 1.00% $150,000 and upBlended APY ranges from 1.00% to 0.76% depending on account daily balance. 0.40%* Rate checked
More details - First National Bank of HartfordFree Kasasa SaverSavings · $50 min · 0.25%–1.00% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking. Requires enrollment in online banking and e-statements. Limit 1 account per person.
Offer: Qualifications met: at least 1 ACH credit or ACH payment transaction, at least 12 debit card purchases, and enrolled in and log into online banking during Monthly Qualification Cycle.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 15, 2019
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and upQualifications met. 0.25%* Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back account and electronic delivery of statements required. Maximum one account per social security number. Qualifications per monthly cycle: at least 10 debit card purchases post and settle, enroll in and log into online banking.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are met during the Monthly Qualification Cycle.
Qualified rate · 1.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and upWhen Kasasa Cash or Kasasa Cash Back qualifications are met; 0.15%* Rate checked
More details - RiverFall Credit UnionFree Kasasa SaverSavings · $0 min · 0.50%–1.00% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Requires a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes checking account. Automatic transfer of cash rewards. Dividends computed on average daily balances and credited on the last day of current statement cycle.
Offer: Qualifying for Kasasa Cash or Kasasa Cash Back rewards during Monthly Qualification Cycle (at least 12 debit card purchases post and settle, enrolled in and log into online banking).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Sep 1, 2023
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and upQualifying for Kasasa Cash or Kasasa Cash Back rewards. 0.50% Rate checked
More details - Avadian Credit UnionPremium Money Market AccountPremium Money Market Account · $10,000 min · 0.30%–2.50% by balance
Credit union · 19 branches
1.00%APY$100 a year on $10,000Requirements
Product: Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. Requires a savings account to establish credit union membership.
Offer: Interest paid monthly. Once a particular range is met, the APY applies to the full balance.
Effective Oct 30, 2025
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $10,000 0.30% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.00% $50,000 – $100,000 1.00% $100,000 – $250,000 2.50% $250,000 – $500,000 2.50% $500,000 – $1,000,000 2.50% $1,000,000 and up 2.50% Rate checked
More details - Kinetic Credit UnionMoney MarketMoney Market · $250 min · 0.15%–1.10% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: No monthly maintenance fee. No minimum withdrawal amount. Minimum balance of $250 required.
0.15% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $250 – $2,500 0.15% $2,500 – $50,000Your amount 1.00% $50,000 and up 1.10% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 38 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Blue Flame Credit UnionShare Savings AccountSavings · $25 min · 0.75%–1.26% by balance
Credit union · 1 branch
0.95%APY$95 a year on $10,000Requirements
Product: Minimum balance requirement of $25.00 establishes and maintains credit union membership. Dividends calculated on daily average balance and paid quarterly.
0.75% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $4,999 0.75%* $5,000 – $9,999 0.85%* $10,000 – $19,999Your amount 0.95%* $20,000 – $49,999 1.11%* $50,000 – $99,999 1.26%* Rate checked
More details - Union State BankHigh Performance Money Market AccountHigh Performance Money Market Account · $0 min
Bank · 8 branches
0.90%APY$90 a year on $10,0000.90% interest rate · Balance cap $24,999 · Effective Mar 1, 2026
Rate checked
More details - AlaTrust Credit UnionAsset Money MarketAsset Money Market · $2,500 min · 0.75%–2.00% by balance
Credit union · 6 branches
0.85%APY$85 a year on $10,000Effective Feb 11, 2026
Rate by balance
Rate by balance for Asset Money Market Balance APY $2,500 – $9,999 0.75% $10,000 – $24,999Your amount 0.85% $25,000 – $49,999 1.00% $50,000 – $74,999 1.20% $75,000 – $99,999 1.25% $100,000 and up 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Alabama
266 accounts at 101 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 1.88%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.30%
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Alabama
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 3 branches
- ASE Credit UnionCredit union · 9 branches
- AOD Federal Credit UnionCredit union · 6 branches