Compare Bank & Credit Union Rates
Best savings rates in Pell City, AL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Pell City, AL
- Coosa Pines Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min
Credit union · 1 branch
3.00%APY$300 a year on $10,000Requirements
Product: Requires a $2,500.00 minimum opening deposit. Account remains active/open with as little as $5.00 on deposit. Dividends are declared on the first of each month, calculated based on average daily balance, and paid monthly. Up to 3 free withdrawals or transfers monthly; exceeding 3 per month incurs a $10.00 fee per transaction.
Offer: Tier First ($0.00 - $2,499.00).
Effective Oct 4, 2026
Rate checked
More details - WinSouth Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.50%–2.75% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000intro rateRequirements
Product: In honor of the 75th anniversary, members with an active direct deposit—or who bring their direct deposit—receive an additional 0.75% added to current Money Market rates for a limited time.
Promotional rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $4,999 1.50% $5,000 – $9,999 1.50% $10,000 – $14,999Your amount 2.00% $15,000 – $49,999 2.50% $50,000 – $99,999 2.75% $100,000 – $199,999 2.75% $200,000 and up 2.75% Rate checked
More details - Fort McClellan Credit UnionEmergency FundSavings · $100 min · 0.05%–1.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: $5 minimum opening deposit. Minimum deposit to earn dividends is $100. Access funds twice annually without incurring fees; excess withdrawals subject to early withdrawal fee.
Offer: Minimum to earn stated APY is $100. Minimum to open is $5.
1.49% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Emergency Fund Balance APY $100 – $10,001Your amount 1.50% $10,001 and upAPY is 0.05% to 1.50%. 0.05%* Rate checked
More details - AmFirstAmFirst Money Market AccountAmFirst Money Market Account · $0 min · 1.00%–2.35% by balance
Credit union · 1 branch
1.10%APY$110 a year on $10,000Requirements
Product: Dividends are calculated by the average daily balance method and paid monthly. The dividend rate and APY depend upon the tier into which the ending balance falls each day.
No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for AmFirst Money Market Account Balance APY Up to $9,999 1.00% $10,000 – $24,999Your amount 1.10% $25,000 – $49,999 1.15% $50,000 – $99,999 1.40% $100,000 and up 2.35% Rate checked
More details - Union State BankHigh Performance Money Market AccountHigh Performance Money Market Account · $0 min
Bank · 1 branch
0.90%APY$90 a year on $10,0000.90% interest rate · Balance cap $24,999 · Effective Mar 1, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Serves as the foundation of credit union membership and grants one share/vote. Dividends are declared at the end of each quarter, calculated on average daily balance, paid and compounded quarterly.
Offer: Minimum balance (par value) of $5.00 required to open and earn stated APY. Dividends calculated on average daily balance, paid and compounded quarterly.
Compounded quarterly · Effective Oct 4, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
0.40% interest rate · Effective Mar 1, 2026
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More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Establishes AmFirst credit union membership ($5.00 share purchase required to open). $5.00 par value fee if daily balance falls below $5.00 minimum. Dividends compounded and credited quarterly on average daily balances over $100.
Offer: Dividends compounded and credited quarterly. Minimum balance to open is $5.00 share purchase.
Effective Sep 18, 2026
Rate by balance
Rate by balance for Savings (Share Account) Balance APY $100 – $9,999 0.25% $10,000 – $39,999Your amount 0.30% $40,000 – $74,999 0.40% $75,000 and up 0.50% Rate checked
More details - 0.25%APY$25 a year on $10,000
No monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: A service charge applies if the average daily balance falls below $25 during the statement cycle.
Offer: Service charge imposed if average daily balance for the cycle falls below $25.
0.20% interest rate · Effective Mar 1, 2026
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More details - 0.10%APY$10 a year on $10,000
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Free savings that grants membership to WinSouth CU. Requires $25 minimum balance to maintain lifetime membership.
No monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older.
Offer: Tier 1: 0.05% APY for daily balances of $0.01 - $4,999.99. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $500,000 0.05% $500,000 – $1,500,000 0.10% $1,500,000 – $2,500,000 0.10% $2,500,000 – $5,000,000 0.10% $5,000,000 – $10,000,000 0.10% $10,000,000 and up 0.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pell City, AL
23 accounts at 8 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 1.42%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.43%
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Birmingham, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ASE Credit UnionCredit union · 1 branch
- AOD Federal Credit UnionCredit union · 1 branch
- AmFirstCredit union · 17 branches