Credit union · NCUA insured
Kinetic Credit Union Savings Rates
Top CarrotKinetic Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Kinetic Credit Union’s savings rates compare
Compared with banks and credit unions near Columbus, GA-AL, where Kinetic Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Kinetic Credit Union
1.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $100
Money Market
Top rate
Center Parc Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
Kinetic Credit Union savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.10%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Kinetic Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.00%APY
No monthly maintenance fee. No minimum withdrawal amount. Minimum balance of $250 required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 – $2,500 | 0.15% | — |
| $2,500 – $50,000 | 1.00% | $100 |
| $50,000 and up | 1.10% | — |
Sources (1)
- kineticcu.com/savings-accounts · captured Sep 19, 2026
Tax Savings
0.20%APY
Balance is automatically transferred to Regular Savings account on April 1 each year.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (1)
- kineticcu.com/savings-accounts · captured Oct 5, 2026
Regular Savings
0.10%APY
All members open a Regular Savings account upon joining Kinetic Credit Union. Minimum deposit serves as share ownership in the credit union.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- kineticcu.com/savings-accounts · captured Oct 5, 2026
Special-purpose accounts
IRA Savings (Traditional & Roth)
0.35%APY
No maintenance fees. Dividends compounded quarterly on the average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.35% | $35 |
Sources (1)
- kineticcu.com/savings-accounts · captured Oct 5, 2026
Christmas Savings
0.20%APY
Balance is automatically transferred to Regular Savings account on October 1 each year.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (1)
- kineticcu.com/savings-accounts · captured Oct 5, 2026
Prime Club Savings
0.20%APY
Available for members age 50 and older.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (1)
- kineticcu.com/savings-accounts · captured Oct 5, 2026
Greenkids
0.10%APY
For kids age 12 and younger.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- kineticcu.com/savings-accounts · captured Oct 5, 2026
Xtreme Savers
0.10%APY
For teenagers age 13–17.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Who can join Kinetic Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.