Credit union · NCUA insured
AlaTrust Credit Union Savings Rates
AlaTrust Credit Union’s best savings rate is 0.85% APY on $10,000, with its Asset Money Market. Rates checked October 22, 2026.
How AlaTrust Credit Union’s savings rates compare
Compared with banks and credit unions near Birmingham, AL, where AlaTrust Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
AlaTrust Credit Union
0.85%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $85
Asset Money Market
Top rate
Guardian Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $400
2nd-highest rate
SouthPoint Bank
4.00%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $400
AlaTrust Credit Union savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.85%
- $100,000 balance$100,0002.00%
- QualifiedQualified0.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where AlaTrust Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Asset Money Market
0.85%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $9,999 | 0.75% | — |
| $10,000 – $24,999 | 0.85% | $85 |
| $25,000 – $49,999 | 1.00% | — |
| $50,000 – $74,999 | 1.20% | — |
| $75,000 – $99,999 | 1.25% | — |
| $100,000 and up | 2.00% | — |
Sources (3)
- alatrustcu.com/Rates/Savings-Rates
- alatrustcu.com/Banking/Accounts/Savings
- alatrustcu.com/Rates/Savings-Rates?panel=CD-Rates
All captured Sep 19, 2026
Share Account
0.25%APY
Designed for ages 25+. Holds membership at AlaTrust and pays dividends calculated on daily balances, credited and compounded quarterly. Electronic or automatic withdrawals and transfers are limited to 6 per month with unlimited free in-branch, AlaTrust ATM, or CO-OP ATM withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $101 – $9,999 | 0.20% | — |
| $10,000 – $39,999 | 0.25% | $25 |
| $40,000 – $75,000 | 0.30% | — |
| $75,001 – $100,000 | 0.35% | — |
| $100,000 and up | 0.40% | — |
Sources (3)
- alatrustcu.com/Rates/Savings-Rates
- alatrustcu.com/Banking/Accounts/Savings
- alatrustcu.com/Banking/Accounts/Savings/Share
All captured Sep 19, 2026
Who can join AlaTrust Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.