Credit union · NCUA insured
Auburn University Credit Union
Top CarrotA $269.1M credit union headquartered in Auburn, AL, with 18,122 members and 3 branches in Alabama. Best rates: CDs 4.61% and savings 0.35% APY.
Auburn University Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 99% of U.S. banks and credit unions
#1 of 10 in Auburn, AL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Auburn University Credit Union
Founded in 1960, Auburn University Credit Union is a member-owned credit union headquartered in Auburn, Alabama.
It provides financial services and community-focused solutions to members across Central Alabama counties including Lee and Montgomery.
- Headquarters
- 1290 S Donahue Dr, Auburn, AL 36832-6330
- NCUA charter
- 68701
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Lee, Montgomery, Chambers, Pike, Barbour, Bullock, Macon, Elmore, Tallapoosa, Coosa, and Russell counties.
Employers and groups
- Membership is open to Auburn Alumni Association life members.
- Membership is open to Friends of the Foundation members residing in Alabama, Florida, or Georgia.
Military, government and schools
- Membership is open to Auburn University or AUM alumni.
- Membership is open to Auburn University and AUM students, employees, and their families.
- Membership is open to City of Auburn employees and their families.
2 more ways to join
Military, government and schools
- Membership is open to Auburn City School employees and their families.
Family and household
- Membership is open to immediate family members of eligible members.
Branches
3 branches in Alabama
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Alabama
3 branches
Auburn area · 2
- Main OfficeMain office1290 S Donahue Dr, Auburn, AL 36832Directions
- N. College St. Branch1448 N. College St., Auburn, AL 36830Directions
Montgomery area · 1
- Eastchase9120 Eastchase Pkwy, Montgomery, AL 36117Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.77% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.59% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.60% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $66 | $76 | — |
- CapitalNet worth ratio9.77%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.59%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.60%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$66Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Auburn University Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.