Compare Bank & Credit Union Rates
Best savings rates in Mobile, AL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Mobile, AL
- 5.12%APY$512 a year on $10,000
5.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Offer is applicable to consumer Money Market accounts. Account must be funded with new money not currently on deposit with SmartBank and not previously on deposit within the last 180 days. In-person opening requires printing the offer or referencing 'Summer 2026 Money Market Special'.
Offer: Special promotional rate. Variable rate account; interest compounds daily. A $2,500 minimum opening deposit of new money is required to obtain APY; after opening, no minimum balance is required to continue earning the APY. $10 monthly service fee is waived if a minimum daily balance of $2,500 is maintained on every day of the statement cycle.
Promotional rate · 3.92% interest rate · $10 monthly fee · Effective Jun 30, 2026
Rate checked
More details - Avadian Credit UnionHigh-Yield SavingsSavings · $0 min · 0.25%–3.50% by balance
Credit union · 1 branch
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Limit one High-Yield Savings account per Primary member. Must be enrolled in e-Statements and have an Avadian checking account with monthly direct deposits of at least $500 to receive promotional rate; otherwise 0.25% APY applies to all balance ranges.
Offer: Promotional rate requires enrollment in e-Statements and monthly direct deposits of at least $500 to an Avadian checking account. Otherwise 0.25% APY applies.
Qualified rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $25,000Your amount 3.50% Over $25,000 0.25% Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 2 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Navigator Credit UnionPrime Money MarketPrime Money Market · $0 min · 0.15%–3.25% by balance
Credit union · 3 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Subject to membership requirements. New money required; source of funds deposited into Prime Money Market may not be from an existing Navigator Credit Union account. To earn disclosed APY on tier $10,000 & above, must maintain an average daily balance at least equal to $10,000 and direct deposit aggregate of at least $500 each month into any Navigator Credit Union savings, money market, or checking accounts on the same account number. If eligibility requirements are not met, earns 0.15% APY. Fees may reduce earnings.
Offer: Earned for balances under $10,000 or if eligibility requirements are not met during any month.
Qualified rate · 0.15% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Prime Money Market Balance APY Up to $10,000 0.15% $10,000 and upYour amountVariable rate based on Wall Street Journal U.S. Prime Rate on the last day of the month minus 3.75% with a 0.30% floor rate. 3.25% Rate checked
More details - Keesler Federal Credit UnionHIMMA Premier High Interest Money Market AccountHIMMA Premier High Interest Money Market Account · $0 min
Credit union · 2 branches
3.25%APY$325 a year on $10,000intro rateRequirements
Product: Rate available on new deposits only. Account can be opened online, by phone, or in branch. At the end of six months, balance can be rolled into a regular HIMMA account, share/checking account, or certificate. Limit 6 pre-authorized withdrawals per month.
Offer: New deposits only. Rate applies for the first 6 months.
Promotional rate · 3.20% interest rate
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 2 branches
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - Southern Energy Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 2.25%–3.25% by balance
Credit union · 2 branches
2.25%APY$225 a year on $10,000Requirements
Product: Requires Southern Energy membership. Minimum average daily balance of $10,000 required to earn interest and avoid monthly Minimum Balance Fee. Interest computed on average daily balance and compounded monthly.
Offer: Minimum average daily balance for tier must be maintained to earn disclosed APY. Minimum balance of $10,000 required to avoid monthly Minimum Balance Fee.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $100,000Your amount 2.25% $100,000 – $250,000 2.75% $250,000 – $500,000 2.85% $500,000 – $1,000,000 3.00% $1,000,000 and up 3.25% Rate checked
More details - PenAir Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.75% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: Available to members who live, work, go to school or worship in specified counties (from Mobile County, AL to Leon County, FL). Rates on deposit accounts may change after account opening.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 1.75% $25,000 – $75,000 1.75% $75,000 – $200,000 1.75% $200,000 and up 1.75% Rate checked
More details - 1.56%APY$156 a year on $10,000with conditions
Requirements
Product: Earn higher dividends Minimum balance of $2500 Free Digital Banking and Bill Pay A JMAFCU debit card with a checking account Direct Deposit Available
Offer: Must maintain a minimum average daily balance of $2,500 to earn dividends. Rates on variable rate accounts (i.e. Share Savings, Checking, and Super Savings) could change after account opening.
Qualified rate · 1.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Super Savings Balance APY $2,500 – $24,999Your amount 1.56% $25,000 – $99,999 1.66% $100,000 and up 1.81% Rate checked
More details - Family Security Credit UnionDaily Action Savings AccountSavings · $0 min · 0.00%–2.12% by balance
Credit union · 2 branches
1.51%APY$151 a year on $10,000Requirements
Product: No monthly service fee. Unlimited in-branch transactions; up to 6 preauthorized or check withdrawals per month. Maintenance or activity fees could reduce earnings. Penalties may be imposed for early withdrawal.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Daily Action Savings Account Balance APY Up to $2,000 0.00% $2,000 – $5,000 1.51% $5,000 – $50,000Your amount 1.51% $50,000 – $100,000 1.81% $100,000 and up 2.12% Rate checked
More details - All In Credit UnionMoney Market AccessMoney Market Access · $0 min · 1.11%–1.66% by balance
Credit union · 4 branches
1.11%APY$111 a year on $10,000Requirements
Product: Dividends are calculated on the average daily balance, compounded monthly, and credited monthly. Rates are declared monthly and may change after the account is opened.
1.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Access Balance APY Up to $25,000Your amount 1.11% $25,000 – $50,000 1.26% $50,000 – $175,000 1.46% $175,000 and up 1.66% Rate checked
More details - AmFirstAmFirst Money Market AccountAmFirst Money Market Account · $0 min · 1.00%–2.35% by balance
Credit union · 1 branch
1.10%APY$110 a year on $10,000Requirements
Product: Dividends are calculated by the average daily balance method and paid monthly. The dividend rate and APY depend upon the tier into which the ending balance falls each day.
No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for AmFirst Money Market Account Balance APY Up to $9,999 1.00% $10,000 – $24,999Your amount 1.10% $25,000 – $49,999 1.15% $50,000 – $99,999 1.40% $100,000 and up 2.35% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Base rate for accounts that do not meet qualifications is 0.05% APY. APY for balances > $25,000 ranges from 1.00% to 0.40%.
Offer: Base rate for accounts that do not meet qualifications
Qualified rate · Effective May 2, 2016
Rate by balance
Rate by balance for Kasasa Saver Balance APY Any balance 0.05% Up to $25,000Your amount 1.00% $25,000 and upAPY ranges from 1.00% to 0.40% 0.40% Rate checked
More details - Keesler Federal Credit UnionChecking SaverSavings · $0 min · 0.40%–1.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Free savings account with no minimum balance that earns dividends when meeting monthly qualifications of linked Keesler Federal checking account. Automatically moves rewards into savings.
Offer: Qualified: when monthly qualifications of linked checking account are met. Rate applies to balances up to $150,000.
Qualified rate · 0.99% interest rate
Rate by balance
Rate by balance for Checking Saver Balance APY Up to $150,000Your amount 1.00% $150,000 and upBlended APY ranges from 1.00% to 0.76% depending on account daily balance. 0.40%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Mobile, AL
72 accounts at 28 banks and credit unions · checked Oct 5–22
- Typical
- 0.25%
- Top 10% from
- 2.20%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.48%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Mobile, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- AmFirstCredit union · 1 branch
- JM Associates FCUCredit union · 1 branch
- United BankBank · 1 branch