Compare Bank & Credit Union Rates
Best savings rates in Oxford, AL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Oxford, AL
- 2.25%APY$225 a year on $10,000
Requirements
Product: Membership required. Age 18 and older.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.25% $2,500 – $10,000Your amount 2.25% $10,000 – $25,000 2.25% $25,000 – $50,000 2.25% $50,000 – $100,000 3.50% Over $100,000 3.50% Rate checked
More details - Family Savings Credit UnionMoney Market AccountMoney Market Account · 0.00%–2.75% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Must meet Field of Membership requirements. You must keep the $5.00 par value of a regular share in FSCU to maintain this account. There is no minimum balance that must be kept in the Money Market Share Account, but no dividends are earned on average daily balances of $499.99 or less. No monthly service fees. Money Market Excessive withdrawal fee assessed if more than 6 withdrawals clear in a month. Member accounts insured up to $1,000,000 ($250,000 NCUA, $750,000 ESI).
Offer: No dividends are earned on average daily balances of $499.99 or less.
No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 0.00% $500 – $10,000 1.50% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 and up 2.75% Rate checked
More details - Family Savings Credit UnionNGAGE Saving AccountSavings · $5 min · 0.70%–1.50% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Only available to members with a linked NGAGE Checking/Spending account. Limit 1 account per Social Security Number. Enrollment in eDocuments required; without eDocuments, FSCU reserves the right to convert the account to a Master Share Account. No monthly account maintenance charge.
Offer: Requires meeting monthly qualification requirements in linked NGAGE Checking/Spending account (12 debit card/credit card transactions, 1 ACH deposit/payment, and eDocuments enrollment).
Qualified rate · No monthly fee · Effective Sep 21, 2026
Rate by balance
Rate by balance for NGAGE Saving Account Balance APY Up to $25,000Your amount 1.50% Over $25,000Requires meeting monthly qualification requirements in linked NGAGE Checking/Spending account. lower blended APY for balances over $125,000). 0.70% Rate checked
More details - AmFirstAmFirst Money Market AccountAmFirst Money Market Account · $0 min · 1.00%–2.35% by balance
Credit union · 1 branch
1.10%APY$110 a year on $10,000Requirements
Product: Dividends are calculated by the average daily balance method and paid monthly. The dividend rate and APY depend upon the tier into which the ending balance falls each day.
No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for AmFirst Money Market Account Balance APY Up to $9,999 1.00% $10,000 – $24,999Your amount 1.10% $25,000 – $49,999 1.15% $50,000 – $99,999 1.40% $100,000 and up 2.35% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back account and electronic delivery of statements required. Maximum one account per social security number. Qualifications per monthly cycle: at least 10 debit card purchases post and settle, enroll in and log into online banking.
Offer: When Kasasa Cash or Kasasa Cash Back qualifications are met during the Monthly Qualification Cycle.
Qualified rate · 1.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and upWhen Kasasa Cash or Kasasa Cash Back qualifications are met; 0.15%* Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Emblem Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.35%–3.25% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Avoid the $10 monthly service fee by maintaining a $1,000 minimum daily balance. 6 free withdrawals or transfers per month (no more than 3 by check); $10 per transaction in excess thereafter. Compounded monthly.
Offer: Avoid the $10 monthly service fee by maintaining a $1,000 minimum daily balance. Compounded monthly.
0.35% interest rate · Compounded monthly · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $50,000Your amount 0.35% $50,000 – $250,000 2.00% $250,000 – $500,000 2.50% $500,000 and up 3.25% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Establishes AmFirst credit union membership ($5.00 share purchase required to open). $5.00 par value fee if daily balance falls below $5.00 minimum. Dividends compounded and credited quarterly on average daily balances over $100.
Offer: Dividends compounded and credited quarterly. Minimum balance to open is $5.00 share purchase.
Effective Sep 18, 2026
Rate by balance
Rate by balance for Savings (Share Account) Balance APY $100 – $9,999 0.25% $10,000 – $39,999Your amount 0.30% $40,000 – $74,999 0.40% $75,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000intro rate
Requirements
Product: Rates subject to change without notice after account is opened.
Offer: APY based on $0.75 minimum balance assumption.
Promotional rate · 0.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Links to Noble Cash Back Checking. Automatic transfers of Noble Interest earnings.
Offer: If qualifications are met on Noble Cash Back Checking during monthly qualification cycle (at least 12 debit card purchases post and settle, and at least 1 direct deposit or ACH payment transaction post and settle). Free eStatements ($3.00 for paper statement).
Qualified rate · No monthly fee · Effective Mar 1, 2022
Rate by balance
Rate by balance for Noble Cash Back Savings Balance APY Up to $15,000Your amount 0.25% $15,000 and up 0.10% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Links to Noble Interest Checking. Automatic transfers of Noble Interest earnings.
Offer: If qualifications are met on Noble Interest Checking during monthly qualification cycle (at least 12 debit card purchases post and settle, and at least 1 direct deposit or ACH payment transaction post and settle). Free eStatements ($3.00 for paper statement).
Qualified rate · No monthly fee · Effective Mar 1, 2022
Rate by balance
Rate by balance for Noble Interest Savings Balance APY Up to $15,000Your amount 0.25% $15,000 and up 0.10% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Aug 24, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Establishes membership with the credit union. Access account with free digital banking services. Dividends calculated on average daily balance, paid monthly.
Offer: Minimum balance to earn APY is $100.00 or more.
0.20% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Oxford, AL
33 accounts at 11 banks and credit unions · checked Oct 5–22
- Typical
- 0.15%
- Top 10% from
- 1.08%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.30%
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Anniston, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- AOD Federal Credit UnionCredit union · 5 branches
- AmFirstCredit union · 2 branches
- Family Savings Credit UnionCredit union · 1 branch