Credit union · NCUA insured
MONTGOMERY VA Savings Rates
Top CarrotMONTGOMERY VA’s best savings rate is 2.52% APY on $10,000, with its Super Saver. Rates checked October 22, 2026.
How MONTGOMERY VA’s savings rates compare
Compared with banks and credit unions near Montgomery, AL, where MONTGOMERY VA has the most branches. $10,000, best rate first.
This credit union’s best
MONTGOMERY VA
2.52%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $252
Super Saver
Top rate
Guardian Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $400
2nd-highest rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
MONTGOMERY VA savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0001.51%
- $10,000 balance$10,0002.52%
- $100,000 balance$100,0002.52%
- QualifiedQualified2.52%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MONTGOMERY VA ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Super Saver
2.52%APY
High-balance savings account. Pays dividends monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 1.51% | — |
| $5,000 and up | 2.52% | $252 |
Kasasa Saver
Up to 1.00%APY
Links to Kasasa Cash or Kasasa Cash Back checking account. Qualifying requirements per monthly cycle: at least 12 debit card purchases (minimum $5 each), enrolled in eStatements, and monthly direct deposit or ACH transaction. No monthly maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000When qualifications on linked Kasasa Cash or Kasasa Cash Back checking are met. Tier for balances up to $50,000. | 1.00% | $100 | When qualifications on linked Kasasa Cash or Kasasa Cash Back checking are met. Tier for balances up to $50,000. |
| Any balanceBase rate when monthly qualifications are not met (Unqualified, all balances). | 0.05% | $5 | Base rate when monthly qualifications are not met (Unqualified, all balances). |
| $50,001 and upWhen qualifications on linked Kasasa Cash or Kasasa Cash Back checking are met. Tier for balances over $50,000 ($50,001 & Above). | 0.25% | — | When qualifications on linked Kasasa Cash or Kasasa Cash Back checking are met. Tier for balances over $50,000 ($50,001 & Above). |
Sources (4)
All captured Sep 24, 2026
ASE Share Account (Savings)
0.10%APY
Required for membership with ASE Credit Union. Pays dividends quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Special-purpose accounts
Super Saver IRA
1.51%APY
Individual Retirement Account (IRA) savings account. Available as Traditional IRA, Roth IRA, or Coverdell ESA. Pays dividends monthly or quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 1.51% | $151 |
Sources (3)
All captured Sep 24, 2026
Christmas Club
0.10%APY
Club savings account for holiday savings. Pays dividends quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Vacation Club
0.10%APY
Club savings account for vacation or other goals. Pays dividends quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Who can join MONTGOMERY VA
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.