Credit union · NCUA insured
MONTGOMERY VA
Top CarrotA $6M credit union headquartered in Montgomery, AL, with 729 members and 1 branch in Alabama. Best rates: savings 2.52% APY.
MONTGOMERY VA Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#4 of 17 in Montgomery, AL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About MONTGOMERY VA
- Headquarters
- 345 Perry Hill Rd, Montgomery, AL 36109
- NCUA charter
- 5345
Branches
1 branch in Alabama
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Alabama
1 branch
- Montgomery Va Federal Credit UnionMain office345 Perry Hill Rd, Montgomery, AL 36109Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.20% | 14.28% | 19.18% or more |
| Troubled loans60+ days late | 0.49% | 0.65% | 0.14% or less |
| ProfitabilityReturn on assets | -0.34% | 0.61% | 1.17% or more |
| LendingLoans per $100 deposited | $25 | $59 | — |
- CapitalNet worth ratio12.20%Peers’ middle 14.28% · Top 25% 19.18%+
- Troubled loans60+ days late0.49%Peers’ middle 0.65% · Top 25% ≤0.14%
- ProfitabilityReturn on assets-0.34%Peers’ middle 0.61% · Top 25% 1.17%+
- LendingLoans per $100 deposited$25Peers’ middle $59
Compared with the 2,508 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of MONTGOMERY VA are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.