Compare Bank & Credit Union Rates
Best savings rates in Dothan, AL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Dothan, AL
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Offer is applicable to consumer Money Market accounts. Account must be funded with new money not currently on deposit with SmartBank and not previously on deposit within the last 180 days. In-person opening requires printing the offer or referencing 'Summer 2026 Money Market Special'.
Offer: Special promotional rate. Variable rate account; interest compounds daily. A $2,500 minimum opening deposit of new money is required to obtain APY; after opening, no minimum balance is required to continue earning the APY. $10 monthly service fee is waived if a minimum daily balance of $2,500 is maintained on every day of the statement cycle.
Promotional rate · 3.92% interest rate · $10 monthly fee · Effective Jun 30, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: A High-Yield Checking or Cash Back Checking account is required to have a High-Yield savings account. Limit of one account per member. No monthly maintenance fee, no minimum deposit to open, and no minimum balance required to earn rewards. Qualifying for linked High-Yield or Cash Back Checking rewards requires at least 15 debit card transactions, at least 1 direct deposit or ACH payment transaction, and enrollment in e-statements during each Monthly Qualification Cycle.
Offer: Requires linked High-Yield Checking or Cash Back Checking account qualifications met during Monthly Qualification Cycle (15+ debit card transactions, 1+ direct deposit/ACH, and enrolled in e-statements).
Qualified rate · Balance cap $100,000 · No monthly fee · Effective Aug 31, 2026
Rate checked
More details - Avadian Credit UnionHigh-Yield SavingsSavings · $0 min · 0.25%–3.50% by balance
Credit union · 2 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Limit one High-Yield Savings account per Primary member. Must be enrolled in e-Statements and have an Avadian checking account with monthly direct deposits of at least $500 to receive promotional rate; otherwise 0.25% APY applies to all balance ranges.
Offer: Promotional rate requires enrollment in e-Statements and monthly direct deposits of at least $500 to an Avadian checking account. Otherwise 0.25% APY applies.
Qualified rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY Up to $25,000Your amount 3.50% Over $25,000 0.25% Rate checked
More details - Southern Energy Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 2.25%–3.25% by balance
Credit union · 1 branch
2.25%APY$225 a year on $10,000Requirements
Product: Requires Southern Energy membership. Minimum average daily balance of $10,000 required to earn interest and avoid monthly Minimum Balance Fee. Interest computed on average daily balance and compounded monthly.
Offer: Minimum average daily balance for tier must be maintained to earn disclosed APY. Minimum balance of $10,000 required to avoid monthly Minimum Balance Fee.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $100,000Your amount 2.25% $100,000 – $250,000 2.75% $250,000 – $500,000 2.85% $500,000 – $1,000,000 3.00% $1,000,000 and up 3.25% Rate checked
More details - Five Star Credit UnionPremier Growth Money MarketPremier Growth Money Market · $2,000 min · 1.31%–1.76% by balance
Credit union · 4 branches
1.31%APY$131 a year on $10,000Requirements
Product: Money market accounts with less than $2,000 earn savings account base rate. Variable rates subject to change. Fees may reduce earnings.
Offer: Accounts with less than $2,000 earn savings account base rate.
1.30% interest rate
Rate by balance
Rate by balance for Premier Growth Money Market Balance APY $2,000 – $50,000Your amount 1.31% $50,000 – $100,000 1.51% $100,000 and up 1.76% Rate checked
More details - All In Credit UnionMoney Market AccessMoney Market Access · $0 min · 1.11%–1.66% by balance
Credit union · 7 branches
1.11%APY$111 a year on $10,000Requirements
Product: Dividends are calculated on the average daily balance, compounded monthly, and credited monthly. Rates are declared monthly and may change after the account is opened.
1.10% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Access Balance APY Up to $25,000Your amount 1.11% $25,000 – $50,000 1.26% $50,000 – $175,000 1.46% $175,000 and up 1.66% Rate checked
More details - MTC Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.00%–1.91% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Interest is compounded daily and paid monthly. Limited to six withdrawals per month; subject to a $10 fee per excessive withdrawal. A $10.00 monthly fee applies if balance falls below the minimum balance.
1.00% interest rate · Compounded daily
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $15,000Your amount 1.00% $15,000 – $50,000 1.00% $50,000 – $75,000 1.20% $75,000 – $100,000 1.45% $100,000 and up 1.91% Rate checked
More details - Avadian Credit UnionPremium Money Market AccountPremium Money Market Account · $10,000 min · 0.30%–2.50% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. Requires a savings account to establish credit union membership.
Offer: Interest paid monthly. Once a particular range is met, the APY applies to the full balance.
Effective Oct 30, 2025
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $10,000 0.30% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.00% $50,000 – $100,000 1.00% $100,000 – $250,000 2.50% $250,000 – $500,000 2.50% $500,000 – $1,000,000 2.50% $1,000,000 and up 2.50% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: A minimum balance of $5.00 must be maintained to avoid a service fee. Dividends computed on average daily balance and compounded quarterly.
Offer: A minimum balance of $5.00 must be maintained to avoid a service fee. Dividends computed on average daily balance and compounded quarterly.
Compounded quarterly · Effective Sep 30, 2026
Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. Requires a savings account to establish credit union membership.
Offer: Interest paid monthly. Once a particular range is met, the APY applies to the full balance.
Effective Oct 30, 2025
Rate checked
More details - All In Credit UnionPreferred Financial Advisor Savings AccountSavings · $0 min · 0.65%–3.96% by balance
Credit union · 7 branches
0.65%APY$65 a year on $10,000Requirements
Product: Account eligibility requires meeting with an All In Credit Union Preferred Financial Advisor. Dividends are compounded and credited monthly based on the average daily balance. Rate is based upon FHLB borrowing rate less (0.25%) basis points on the last business day of the month and changes on the 1st of each month.
Offer: Dividends compounded and credited monthly. Rate based on FHLB borrowing rate less 0.25% basis points. Eligibility requires meeting with an All In Credit Union Preferred Financial Advisor.
0.65% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Preferred Financial Advisor Savings Account Balance APY Up to $150,000Your amount 0.65%* $150,000 and up 3.96%* Rate checked
More details - 0.65%APY$65 a year on $10,000
Requirements
Product: The par value of each share will be $0.01. Rates are declared quarterly and may change after the account is opened.
Offer: Rates are declared quarterly and may change after the account is opened. The par value of each share will be $0.01.
0.65% interest rate
Rate checked
More details - MTC Federal Credit UnionShare Savings AccountSavings · $50 min · 0.05%–0.40% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Initial deposit of $50 required to open and establishes MTC Federal Credit Union membership.
0.05% interest rate
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $1,000 0.05% $1,000 – $7,500 0.10% $7,500 – $15,000Your amount 0.10% $15,000 – $50,000 0.10% $50,000 – $75,000 0.20% $75,000 – $100,000 0.30% $100,000 and up 0.40% Rate checked
More details - MTC Federal Credit UnionCustom Savings AccountSavings · $5 min · 0.05%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No minimum deposit required to open. Set up as many Custom Savings accounts as desired.
0.05% interest rate
Rate by balance
Rate by balance for Custom Savings Account Balance APY Up to $1,000 0.05% $1,000 – $7,500 0.10% $7,500 – $15,000Your amount 0.10% $15,000 – $50,000 0.10% $50,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends calculated by monthly average daily balance method of $100 or more and paid and compounded quarterly. $5.00 minimum opening deposit.
Offer: Dividends paid quarterly.
Compounded quarterly · Effective Aug 1, 2026
Rate by balance
Rate by balance for Savings Balance APY $100 – $2,500 0.05% $2,500 – $25,000Your amount 0.10% $25,000 – $75,000 0.25% $75,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Dothan, AL
28 accounts at 9 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.63%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.68%
Is your bank paying you enough?
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Dothan, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- All In Credit UnionCredit union · 12 branches
- Southern Energy Credit UnionCredit union · 1 branch
- Alabama ONECredit union · 2 branches