Credit union · NCUA insured
Blue Flame Credit Union
A $10.7M credit union headquartered in Mobile, AL, with 769 members and 1 branch in Alabama. Best rates: savings 0.95% APY.
Blue Flame Credit Union Carrot Score
77
Carrot Score
Higher than 44% of U.S. banks and credit unions
#19 of 28 in Mobile, AL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Blue Flame Credit Union
Blue Flame Credit Union was established in 1954.
- Headquarters
- 220 Furr St, Mobile, AL 36607
- NCUA charter
- 64644
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to Felder Services.
- Membership is open to Spire Energy.
Family and household
- Membership is open to immediate family members of Spire Energy and Felder Services.
Branches
1 branch in Alabama
Loading map…
Alabama
1 branch
- MainMain office220 Furr St, Mobile, AL 36607Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.36% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.71% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $43 | $59 | — |
- CapitalNet worth ratio15.36%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.71%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$43Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Blue Flame Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.