Bank · FDIC insured
First National Bank of Hartford
A $173M bank headquartered in Hartford, AL, with 3 branches in Alabama.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—1.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank of Hartford
Founded in 1905 to support Hartford and Geneva County, First National Bank of Hartford is a locally owned and operated community bank.
The bank expanded its service area by opening full-service branches in Slocomb, Alabama in April 2017 and Enterprise, Alabama in September 2018.
- Headquarters
- 101 S 3rd Ave, Hartford, AL 36344
- FDIC certificate
- 2804 ↗
Branches
3 branches in Alabama
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Alabama
3 branches
Dothan area · 2
- The First National Bank of HartfordMain office101 S 3rd Ave, Hartford, AL 36344Directions
- Slocomb Branch705 E Lawrence Harris Hwy, Slocomb, AL 36375Directions
Enterprise area · 1
- First National Bank Of Hartford Branch524 Boll Weevil Circle, Enterprise, AL 36330Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.88% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.19% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.43% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $63 | $81 | — |
- CapitalLeverage ratio12.88%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.19%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.43%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$63Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank of Hartford are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.