Compare Bank & Credit Union Rates
Best savings rates in Northport, AL
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Northport, AL
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Offer is applicable to consumer Money Market accounts. Account must be funded with new money not currently on deposit with SmartBank and not previously on deposit within the last 180 days. In-person opening requires printing the offer or referencing 'Summer 2026 Money Market Special'.
Offer: Special promotional rate. Variable rate account; interest compounds daily. A $2,500 minimum opening deposit of new money is required to obtain APY; after opening, no minimum balance is required to continue earning the APY. $10 monthly service fee is waived if a minimum daily balance of $2,500 is maintained on every day of the statement cycle.
Promotional rate · 3.92% interest rate · $10 monthly fee · Effective Jun 30, 2026
Rate checked
More details - Alabama ONEMoney Market AccountsMoney Market Accounts · $1,000 min · 0.00%–2.78% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Variable Rate account. Rates may change after the account has been opened. $1,000 minimum to open Money Market Account (MMA) to obtain APY unless otherwise specified. Dividends compounded and paid monthly. Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. Balances between $1,000 and $500,000 qualify for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate per qualifying product up to a max enhancement of 1.60%; minimum rate 1.00%, maximum rate 2.60%). Accounts are reviewed the 15th of each month for eligibility. Balances $500,000 or greater do not qualify for relationship enhancement. $5 membership fee required.
Offer: Tier under $1,000.00.
0.00% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.00% $1,000 – $10,000Qualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $10,000 – $25,000Your amountQualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $25,000 – $100,000Qualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $100,000 – $250,000Qualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $250,000 – $500,000Qualifies for relationship enhancement per Relationship Matrix (additional 0.20% dividend rate up to a max enhancement of 1.60%; 1.00% $500,000 and upDoes not qualify for relationship enhancement. 2.78% Rate checked
More details - RiverFall Credit UnionFree Kasasa SaverSavings · $0 min · 0.50%–1.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Requires a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes checking account. Automatic transfer of cash rewards. Dividends computed on average daily balances and credited on the last day of current statement cycle.
Offer: Qualifying for Kasasa Cash or Kasasa Cash Back rewards during Monthly Qualification Cycle (at least 12 debit card purchases post and settle, enrolled in and log into online banking).
Qualified rate · 1.00% interest rate · No monthly fee · Effective Sep 1, 2023
Rate by balance
Rate by balance for Free Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and upQualifying for Kasasa Cash or Kasasa Cash Back rewards. 0.50% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Red Oak Credit UnionMoney MarketMoney Market · $10,000 min · 0.80%–3.00% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Dividends paid monthly. Earns higher dividends on daily balance of $2,500 or more.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $10,000 and upYour amount 0.80% $25,000 and up 1.00% $50,000 and up 1.25% $100,000 and up 3.00% Rate checked
More details - RiverFall Credit UnionMoney Market AccountsMoney Market Accounts · $10,000 min · 0.75%–3.04% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Dividends on accounts are computed on average daily balances and posted at month end. Up to 3 withdrawals/transactions per month.
0.75% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY $10,000 and upYour amount 0.75% $25,000 and up 1.01% $50,000 and up 1.26% $100,000 and up 3.04% Rate checked
More details - BankFirst Financial ServicesSaver Savings + PERKSSavings · $100 min · 0.15%–0.50% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have an Interest Checking + PERKS account to open a Saver Savings + PERKS account and the Interest Checking + PERKS account must remain open throughout the period that you hold the Saver Savings + PERKS account. Limit one Saver Savings + PERKS account per social security number.
Offer: Requires meeting linked Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Saver Savings + PERKS Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must have an Interest Checking account to open a Saver Savings account and the Interest Checking account must remain open throughout the period that you hold the Saver Savings account. Limit one Saver Savings account per social security number.
Offer: Requires meeting linked Interest Checking qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · No monthly fee · Effective Jun 1, 2026
Rate by balance
Rate by balance for Saver Savings Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - BankFirst Financial ServicesVIP Saver Savings + PERKSSavings · $100 min · 0.15%–0.50% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have a VIP Interest Checking + PERKS account to open a VIP Saver Savings + PERKS account and the VIP Interest Checking + PERKS account must remain open throughout the period that you hold the VIP Saver Savings + PERKS account. Limit one VIP Saver Savings + PERKS account per social security number.
Offer: Requires meeting linked VIP Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · Effective Apr 22, 2026
Rate by balance
Rate by balance for VIP Saver Savings + PERKS Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - Tuscaloosa VA Federal Credit UnionMoney MarketMoney Market · $500 min · 0.25%–1.76% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Minimum balance of $500. Rates paid for 2nd Quarter 2023 (April-June).
0.25% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.25% $2,500 – $25,000Your amount 0.35% $25,000 – $50,000 0.40% $50,000 – $100,000 0.70% $100,000 – $150,000 1.26% $150,000 – $250,000 1.76% Over $250,000 1.76% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000intro rate
Requirements
Product: A Regular Share Savings account is the foundation of credit union membership. Subject to Regulation D limits of six remote transfers/electronic debits per calendar month.
Offer: Dividends paid quarterly. Rates paid for 2nd Quarter 2023 (April-June).
Promotional rate · 0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000intro rate
Requirements
Product: Can be personalized for Christmas, vacation, hobby, or emergency fund savings. Subject to Regulation D transfer limits.
Offer: Rates paid for 2nd Quarter 2023 (April-June).
Promotional rate · 0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Allows separating funds from regular share savings account for specific purposes.
Offer: Quarterly Dividend Compounded
0.25% interest rate · Effective Mar 31, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishing membership with Alabama Credit Union. Electronic or automatic withdrawals and transfers are limited to six per month. Dividends calculated on daily balances, credited and compounded quarterly.
Offer: Quarterly Dividend Compounded
0.25% interest rate · Compounded quarterly · Effective Mar 31, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Northport, AL
33 accounts at 10 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 0.96%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Tuscaloosa, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nucor Employee's Credit UnionCredit union · 1 branch
- Southern Energy Credit UnionCredit union · 2 branches
- Alabama ONECredit union · 13 branches