Credit union · NCUA insured
Blue Flame Credit Union Savings Rates
Blue Flame Credit Union’s best savings rate is 0.95% APY on $10,000, with its Share Savings Account. Rates checked October 22, 2026.
How Blue Flame Credit Union’s savings rates compare
Compared with banks and credit unions near Mobile, AL, where Blue Flame Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Blue Flame Credit Union
0.95%APY
- Minimum
- $25
- Earns on $10,000 a year
- $95
Share Savings Account
Top rate
JM Associates FCU
5.12%APY
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
SmartBank
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Blue Flame Credit Union savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.95%
- QualifiedQualified0.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Blue Flame Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.95%APY
Minimum balance requirement of $25.00 establishes and maintains credit union membership. Dividends calculated on daily average balance and paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 0.75% | — |
| $5,000 – $9,999 | 0.85% | — |
| $10,000 – $19,999 | 0.95% | $95 |
| $20,000 – $49,999 | 1.11% | — |
| $50,000 – $99,999 | 1.26% | — |
Sources (2)
All captured Sep 19, 2026
Special Share Account
0.95%APY
Dividend rate is the same as regular share savings account. Deposit through payroll deduction.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,999Dividend rate is the same as regular share savings account. | 0.75% | — | Dividend rate is the same as regular share savings account. |
| $5,000 – $9,999Dividend rate is the same as regular share savings account. | 0.85% | — | Dividend rate is the same as regular share savings account. |
| $10,000 – $19,999Dividend rate is the same as regular share savings account. | 0.95% | $95 | Dividend rate is the same as regular share savings account. |
| $20,000 – $49,999Dividend rate is the same as regular share savings account. | 1.11% | — | Dividend rate is the same as regular share savings account. |
| $50,000 – $99,999Dividend rate is the same as regular share savings account. | 1.26% | — | Dividend rate is the same as regular share savings account. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Christmas Club Account
0.95%APY
Dividend rate is the same as regular share savings. Checks are mailed to members the first business day of November. Save through payroll deduction.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,999Dividend rate is the same as regular share savings. | 0.75% | — | Dividend rate is the same as regular share savings. |
| $5,000 – $9,999Dividend rate is the same as regular share savings. | 0.85% | — | Dividend rate is the same as regular share savings. |
| $10,000 – $19,999Dividend rate is the same as regular share savings. | 0.95% | $95 | Dividend rate is the same as regular share savings. |
| $20,000 – $49,999Dividend rate is the same as regular share savings. | 1.11% | — | Dividend rate is the same as regular share savings. |
| $50,000 – $99,999Dividend rate is the same as regular share savings. | 1.26% | — | Dividend rate is the same as regular share savings. |
Sources (2)
All captured Sep 19, 2026
Who can join Blue Flame Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to Felder Services.
- Membership is open to Spire Energy.
Family and household
- Membership is open to immediate family members of Spire Energy and Felder Services.
Membership information collected October 4, 2026.