Credit union · NCUA insured
ASE Credit Union Savings Rates
Top CarrotASE Credit Union’s best savings rate is 2.52% APY on $10,000, with its Super Saver. Rates checked October 22, 2026.
How ASE Credit Union’s savings rates compare
Compared with banks and credit unions near Montgomery, AL, where ASE Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
ASE Credit Union
2.52%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $252
Super Saver
Top rate
Guardian Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $400
2nd-highest rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
ASE Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0001.51%
- $10,000 balance$10,0002.52%
- $100,000 balance$100,0002.52%
- QualifiedQualified2.52%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ASE Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Super Saver
2.52%APY
Designed for high balances. Pays dividends monthly. Pays a higher dividend for balances of $5,000 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,999Monthly compounding on balances from $0 to $4,999. | 1.51% | — | Monthly compounding on balances from $0 to $4,999. |
| $5,000 and upMonthly compounding on balances of $5,000 & above. | 2.52% | $252 | Monthly compounding on balances of $5,000 & above. |
KASASA Saver
Up to 1.00%APY
Links to free Kasasa Cash or Kasasa Cash Back checking account. Requires at least 12 debit card purchases of minimum $5 each, enrollment in eStatements, and monthly Direct Deposit or ACH Transaction during each monthly qualification cycle to earn qualified rates. No monthly maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Qualified rate paid monthly on balances up to $50,000 when monthly qualifications on linked Kasasa Cash or Kasasa Cash Back checking are met. | 1.00% | $100 | Qualified rate paid monthly on balances up to $50,000 when monthly qualifications on linked Kasasa Cash or Kasasa Cash Back checking are met. |
| Any balanceBase/unqualified rate earned on all balances if monthly qualifications are not met. | 0.05% | $5 | Base/unqualified rate earned on all balances if monthly qualifications are not met. |
| $50,001 and upQualified rate paid on portion of average daily balance over $50,000 when monthly qualifications are met, resulting in a blended APY. | 0.25% | — | Qualified rate paid on portion of average daily balance over $50,000 when monthly qualifications are met, resulting in a blended APY. |
Sources (3)
All captured Oct 15, 2026
ASE Share Account (Savings)
0.10%APY
Also referred to as Regular Share. Basic share account required for membership with ASE Credit Union. Pays dividends quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRequires minimum balance of $5; interest compounded and paid quarterly.$5 and up | 0.10% | $10 | Requires minimum balance of $5; interest compounded and paid quarterly. |
Special-purpose accounts
Super Saver IRA
1.51%APY
Individual Retirement Account savings (Traditional, Roth, or Coverdell ESA wrappers). Pays dividends monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequires balance of $100; monthly interest compounding.$100 and up | 1.51% | $151 | Requires balance of $100; monthly interest compounding. |
Sources (3)
All captured Oct 15, 2026
Christmas Club
0.10%APY
Club account for saving for the holidays. Pays dividends quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRequires minimum balance of $5; interest compounded and paid quarterly.$5 and up | 0.10% | $10 | Requires minimum balance of $5; interest compounded and paid quarterly. |
Vacation Club
0.10%APY
Club account for saving for vacation or any other goal. Pays dividends quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRequires minimum balance of $5; interest compounded and paid quarterly.$5 and up | 0.10% | $10 | Requires minimum balance of $5; interest compounded and paid quarterly. |
Who can join ASE Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Residents of Montgomery, Autauga, Butler, Bullock, Chilton, Crenshaw, Dallas, Elmore, Lowndes, Macon, and Pike counties in Alabama are eligible to join.
Employers and groups
- Anyone employed and/or associated with ARSEA is eligible to join.
- Anyone employed and/or associated with ASEA is eligible to join.
Military, government and schools
- Current and retired employees of the State of Alabama, as well as anyone associated with the State of Alabama, are eligible to join.
- Anyone employed and/or associated with Troy University - Montgomery is eligible to join.
Cost to join
- Business membership requires a $100 minimum deposit to a Business Basic Savings account.
- Personal membership can be started with a savings deposit of as little as $5.
Membership information collected October 4, 2026.