Bank · FDIC insured
First Bank of Alabama
A $1.4B bank headquartered in Talladega, AL, with 18 branches in Alabama.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—1.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Bank of Alabama
Established in 1848, First Bank of Alabama is the oldest continuously operating bank in Alabama, serving East Central Alabama.
- Headquarters
- 120 North St E, Talladega, AL 35160
- FDIC certificate
- 2832 ↗
Branches
18 branches in Alabama
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Alabama
18 branches
Talladega area · 5
- First Bank of AlabamaMain office120 North St E, Talladega, AL 35160Directions
- Childersburg Branch1082 1st St Nw, Childersburg, AL 35044Directions
- Lincoln Branch47743 Us Highway 78, Lincoln, AL 35096Directions
- Munford Branch44388 Alabama 21, Munford, AL 36268Directions
- Sylacauga Branch126 N Norton Ave, Sylacauga, AL 35150Directions
Anniston area · 3
- Anniston Branch1100 Quintard Ave, Anniston, AL 36201Directions
- Jacksonville Branch415 Pelham Rd N, Jacksonville, AL 36265Directions
- Oxford Branch815 Hamric Dr E, Oxford, AL 36203Directions
Fort Payne area · 3
- First Fidelity Branch1400 Gault Ave N, Fort Payne, AL 35967Directions
- 10838 Alabama Hwy. 75 Branch10838 Alabama Hwy. 75, Ider, AL 35981Directions
- Main Street West Branch960 Main St W, Rainsville, AL 35986Directions
Ashland area · 1
- Ashland83183 Alabama Hwy 9, Ashland, AL 36251Directions
Birmingham area · 1
- 102 5th Street North Branch105 5th St N, Clanton, AL 35045Directions
Heflin area · 1
- Heflin Branch654 Ross St, Heflin, AL 36264Directions
Ranburne area · 1
- Ranburne Branch21044 Main St, Ranburne, AL 36273Directions
Roanoke area · 1
- Roanoke Branch3500 Highway 431, Roanoke, AL 36274Directions
Wedowee area · 1
- Bank Of Wedowee Branch111 W Broad St, Wedowee, AL 36278Directions
Woodland area · 1
- Woodland Branch24514 Highway 48, Woodland, AL 36280Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.82% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 3.40% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.31% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $67 | $88 | — |
- CapitalLeverage ratio9.82%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent3.40%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.31%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$67Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Bank of Alabama are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.