Credit union · NCUA insured
Avadian Credit Union
Top CarrotA $1.4B credit union, the 355th largest of 4,329, headquartered in Hoover, AL, with 83,228 members and 19 branches in Alabama. Best rates: CDs 4.00% and savings 1.00% APY.
Avadian Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 76% of U.S. banks and credit unions
#11 of 35 in Birmingham, AL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Avadian Credit Union
Avadian Credit Union is a member-owned financial institution that has been serving members since starting with seven charter members in 1934.
Headquartered in Birmingham, Alabama, the credit union operates 18 locations across Alabama.
- Headquarters
- 1 Riverchase Pkwy S, Hoover, AL 35244-2008
- NCUA charter
- 68583
Branches
19 branches in Alabama
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Alabama
19 branches
Birmingham area · 12
- CorporateMain office1 Riverchase Pkwy S, Hoover, AL 35244Directions
- Colonnade3401 Colonnade Pkwy, Birmingham, AL 35243Directions
- Greystone420 Old Highway 280, Birmingham, AL 35242Directions
- Homewood475 Green Springs Hwy, Birmingham, AL 35209Directions
- Midtown101 20th St S, Birmingham, AL 35233Directions
- Trussville2150 Gadsden Hwy, Birmingham, AL 35235Directions
- Chelsea15660 Highway 280, Chelsea, AL 35043Directions
- Gardendale405 Fieldstown Rd, Gardendale, AL 35071Directions
- Helena4849 Highway 52 W, Helena, AL 35080Directions
- Hoover4720 Chace Cir, Hoover, AL 35244Directions
- Hueytown109 River Square Plz, Hueytown, AL 35023Directions
- Pelham2723 Pelham Pkwy, Pelham, AL 35124Directions
Dothan area · 3
- Dothan2378 W Main St, Dothan, AL 36301Directions
- Samc1091 Ross Clark Cir, Dothan, AL 36303Directions
- Geneva309 W Maple Ave, Geneva, AL 36340Directions
Huntsville area · 2
- South Parkway3301 Memorial Pkwy SW, Huntsville, AL 35801Directions
- Madison8566 Madison Blvd, Madison, AL 35758Directions
Mobile area · 1
- Mobile809 Downtowner Blvd, Mobile, AL 36609Directions
Vernon area · 1
- Vernon Main Branch315 Columbus Ave NW, Vernon, AL 35592Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.31% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.46% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.07% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $89 | $88 | — |
- CapitalNet worth ratio10.31%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.46%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.07%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$89Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Avadian Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.