Compare Bank & Credit Union Rates
Best savings rates in Alabama
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Alabama
- 0.35%APY$35 a year on $10,000
Requirements
Product: Similar to a money market savings account with a $2,500.00 minimum balance requirement.
Offer: Minimum balance required to earn dividends is $2,500. Dividend payment frequency is monthly.
Effective Oct 1, 2026
Rate checked
More details - Emblem Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.35%–3.25% by balance
Credit union · 6 branches
0.35%APY$35 a year on $10,000Requirements
Product: Avoid the $10 monthly service fee by maintaining a $1,000 minimum daily balance. 6 free withdrawals or transfers per month (no more than 3 by check); $10 per transaction in excess thereafter. Compounded monthly.
Offer: Avoid the $10 monthly service fee by maintaining a $1,000 minimum daily balance. Compounded monthly.
0.35% interest rate · Compounded monthly · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $50,000Your amount 0.35% $50,000 – $250,000 2.00% $250,000 – $500,000 2.50% $500,000 and up 3.25% Rate checked
More details - Tuscaloosa VA Federal Credit UnionMoney MarketMoney Market · $500 min · 0.25%–1.76% by balance
Credit union · 2 branches
0.35%APY$35 a year on $10,000Requirements
Product: Minimum balance of $500. Rates paid for 2nd Quarter 2023 (April-June).
0.25% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.25% $2,500 – $25,000Your amount 0.35% $25,000 – $50,000 0.40% $50,000 – $100,000 0.70% $100,000 – $150,000 1.26% $150,000 – $250,000 1.76% Over $250,000 1.76% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Membership begins with a $5 deposit to maintain share. Dividends on Regular Share/Savings are compounded and paid quarterly.
Offer: Average Daily Balance $50 - $9,999.99. Dividends compounded and paid quarterly.
0.35% interest rate · Effective Sep 1, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Membership requires qualifying field of membership and an initial deposit equal to one share. Dividends accrue daily and are paid quarterly. No fee for active accounts; up to 6 preauthorized or electronic transfers per statement period.
Offer: Compounded and credited quarterly. Dividends calculated daily and accrue from day of noncash deposit. Maximum 6 preauthorized or electronic transfers per statement period.
0.35% interest rate
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Offer: Use for overdraft protection on checking account. 6 debit transactions per quarter included; $5 per transaction if greater.
0.35% interest rate
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Minimum opening deposit of $25.00 plus a $1.00 membership fee. Variable rate determined quarterly by the board of directors. Balance of $200.00 required to earn dividends.
Offer: $1.00 membership fee required. Balance of $200.00 or more is required to earn dividends.
0.35% interest rate
Rate checked
More details - Legacy Credit UnionShare Savings AccountSavings · $100 min · 0.10%–0.50% by balance
Credit union · 11 branches
0.30%APY$30 a year on $10,000Requirements
Product: Must be a member of Legacy Community Federal Credit Union (open to those who live, work, worship, or attend school in Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, Coosa, Cullman, Talladega, or Bibb counties). Requires a $5 initial membership deposit maintained through the life of membership.
No monthly fee
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $2,500 0.10% $2,500 – $40,000Your amount 0.30% $40,000 – $100,000 0.40% $100,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Establishes AmFirst credit union membership ($5.00 share purchase required to open). $5.00 par value fee if daily balance falls below $5.00 minimum. Dividends compounded and credited quarterly on average daily balances over $100.
Offer: Dividends compounded and credited quarterly. Minimum balance to open is $5.00 share purchase.
Effective Sep 18, 2026
Rate by balance
Rate by balance for Savings (Share Account) Balance APY $100 – $9,999 0.25% $10,000 – $39,999Your amount 0.30% $40,000 – $74,999 0.40% $75,000 and up 0.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - CommunityAmerica Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–0.60% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 – $500,000 0.55% $500,000 and up 0.60% Rate checked
More details - CommunityAmerica Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–3.45% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $20 monthly fee if balance falls below $25,000 at any time.
0.25% interest rate · Compounded daily · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 3.20% $50,000 – $100,000 3.25% $100,000 – $150,000 3.30% $150,000 – $250,000 3.35% $250,000 – $500,000 3.40% $500,000 and up 3.45% Rate checked
More details - Keesler Federal Credit UnionHigh Interest Money Market Account (HIMMA)High Interest Money Market Account (HIMMA) · $2,500 min · 0.30%–0.40% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum $2,500 deposit to open account and earn dividends. Automatic transfers limited to six per month. Dividends paid monthly.
0.30% interest rate
Rate by balance
Rate by balance for High Interest Money Market Account (HIMMA) Balance APY $2,500 – $10,000 0.30% $10,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - MAX Credit UnionPrivate Reserve Money Market AccountPrivate Reserve Money Market Account · $2,500 min
Credit union · 16 branches
0.30%APY$30 a year on $10,000Requirements
Offer: Dividends paid monthly. Rate changes effective on the first day of each month.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Alabama
266 accounts at 101 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 1.88%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.30%
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Alabama
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 3 branches
- ASE Credit UnionCredit union · 9 branches
- AOD Federal Credit UnionCredit union · 6 branches