Credit union · NCUA insured
Auburn University Credit Union Savings Rates
Top CarrotAuburn University Credit Union’s best savings rate is 0.35% APY on $10,000, with its Prime Share. Rates checked October 22, 2026.
How Auburn University Credit Union’s savings rates compare
Compared with banks and credit unions near Auburn, AL, where Auburn University Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Auburn University Credit Union
0.35%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $35
Prime Share
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
Auburn University Credit Union savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.35%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Auburn University Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Prime Share
0.35%APY
Membership requires qualifying field of membership and an initial deposit equal to one share. Dividends accrue daily and are paid quarterly. No fee for active accounts; up to 6 preauthorized or electronic transfers per statement period.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded and credited quarterly. Dividends calculated daily and accrue from day of noncash deposit. Maximum 6 preauthorized or electronic transfers per statement period.Any balance | 0.35% | $35 | Compounded and credited quarterly. Dividends calculated daily and accrue from day of noncash deposit. Maximum 6 preauthorized or electronic transfers per statement period. |
Sources (2)
All captured Sep 19, 2026
Who can join Auburn University Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Lee, Montgomery, Chambers, Pike, Barbour, Bullock, Macon, Elmore, Tallapoosa, Coosa, and Russell counties.
Employers and groups
- Membership is open to Auburn Alumni Association life members.
- Membership is open to Friends of the Foundation members residing in Alabama, Florida, or Georgia.
Military, government and schools
- Membership is open to Auburn University or AUM alumni.
- Membership is open to Auburn University and AUM students, employees, and their families.
- Membership is open to City of Auburn employees and their families.
2 more ways to join
Military, government and schools
- Membership is open to Auburn City School employees and their families.
Family and household
- Membership is open to immediate family members of eligible members.
Membership information collected October 4, 2026.