Credit union · NCUA insured
Tuscaloosa VA Federal Credit Union Savings Rates
Tuscaloosa VA Federal Credit Union’s best savings rate is 0.35% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Tuscaloosa VA Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Tuscaloosa, AL, where Tuscaloosa VA Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tuscaloosa VA Federal Credit Union
0.35%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $35
Money Market
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
Tuscaloosa VA Federal Credit Union savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.70%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tuscaloosa VA Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.35%APY
Minimum balance of $500. Rates paid for 2nd Quarter 2023 (April-June).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $2,500 | 0.25% | — |
| $2,500 – $25,000 | 0.35% | $35 |
| $25,000 – $50,000 | 0.40% | — |
| $50,000 – $100,000 | 0.70% | — |
| $100,000 – $150,000 | 1.26% | — |
| $150,000 – $250,000 | 1.76% | — |
| Over $250,000 | 1.76% | — |
Sources (1)
- tvacu.com/Rates/Share-Rates · captured Sep 19, 2026
Regular Savings
0.25%APY
A Regular Share Savings account is the foundation of credit union membership. Subject to Regulation D limits of six remote transfers/electronic debits per calendar month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid quarterly. Rates paid for 2nd Quarter 2023 (April-June).$5 and up | 0.25% | $25 | Dividends paid quarterly. Rates paid for 2nd Quarter 2023 (April-June). |
Special Savings
0.25%APY
Can be personalized for Christmas, vacation, hobby, or emergency fund savings. Subject to Regulation D transfer limits.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upRates paid for 2nd Quarter 2023 (April-June).$5 and up | 0.25% | $25 | Rates paid for 2nd Quarter 2023 (April-June). |
Special-purpose accounts
IRA Share
1.00%APY
Available as Traditional, Roth, SEP, or Coverdell ESA. Dividends are calculated on daily balance, paid, and compounded quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upRates paid for 2nd Quarter 2023 (April-June).$500 and up | 1.00% | $100 | Rates paid for 2nd Quarter 2023 (April-June). |
Who can join Tuscaloosa VA Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.