Credit union · NCUA insured
Infirmary FCU
A $32.5M credit union headquartered in Mobile, AL, with 4,480 members and 2 branches in Alabama. Best rates: CDs 4.06% and savings 0.35% APY.
Infirmary FCU Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#14 of 28 in Mobile, AL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Infirmary FCU
Chartered in September 1974 to serve employees of Mobile Infirmary, The Infirmary Federal Credit Union is a member-owned cooperative financial institution.
In March 2016, the credit union expanded membership to healthcare professionals and support staff across Mobile, Baldwin, and Escambia counties in Alabama, operating branches in Mobile and Fairhope.
- Headquarters
- 130 Mobile Infirmary Blvd, Mobile, AL 36607
- NCUA charter
- 21794
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Anyone who works in the healthcare industry (professionals and support staff) in Mobile, Baldwin, and Escambia counties in Alabama is eligible for membership.
Family and household
- Immediate family members of healthcare workers in Mobile, Baldwin, and Escambia counties in Alabama, or of existing TIFCU members, are eligible for membership.
Cost to join
- A refundable deposit of $5 into a Share (Savings) Account is required to join; there is no membership fee.
Branches
2 branches in Alabama
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Alabama
2 branches
Mobile area · 1
- Mobile Infirmary BoulevardMain office130 Mobile Infirmary Blvd, Mobile, AL 36607Directions
Daphne area · 1
- Thomas Hospital750 Morphy Ave, Fairhope, AL 36532Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.99% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.63% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.73% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $47 | $59 | — |
- CapitalNet worth ratio13.99%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.63%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.73%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$47Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Infirmary FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.